The Top Regular Savers Discussion Thread

Bridlington1

ordnancesurvey84 said:

Bridlington1 said:

For Mansfield you can grab the Bonus RS if you've been an existing customer for 12+ months.

Of note, there's actually no requirement of 12+ months' membership for a Mansfield Bonus Regular Saver. The stipulation is simply to be an existing member (if not local). I opened their uncompetitive Regular eSaver 30 with £10 to become an existing member and then opened the Bonus RS shortly thereafter.

Well spotted, it definitely used to be available to locals and/or existing members of 12+ months membership but it seems they've changed the eligibility criteria since I last checked. Thanks for pointing this out.

I'll edit the first page accordingly with the listing moved to the regular savers open to all section.

Kim_13

Bob2000 said:

I know that all you RS veterans on here are not impressed  by YBS festive offering.
But if you were just an ordinary  saver, who wasn't  interested or able to fund multiple RS, is this offer that bad for the likes of me?
I'll be funding it from wages.

For most of my life I’ve considered 5% a great return, but EAs have been falling faster than RSs and this one feels like it’s at a half way house rate rather than a YBS RS one (they offering 5% on a larger sum to members of 1 year+ when the base rate was on the floor.) For a half way house rate I’d expect a handful of withdrawals rather than just one, but it will be useful to those people already mentioned. 

I expect the majority of applications beyond that will be from existing YBS customers who don’t want the hassle of opening accounts with a new provider… but YBS have asked existing customers for ID / needed to carry out further checks of late, so it isn’t as easy to get new accounts open as it has been in the past. YBS to my knowledge have more branches than most of the better payers, so for those to whom branch access to their savings is important, they have to be paid for somehow.

happybagger

Bob2000 said:

I know that all you RS veterans on here are not impressed  by YBS festive offering.
But if you were just an ordinary  saver, who wasn't  interested or able to fund multiple RS, is this offer that bad for the likes of me?
I'll be funding it from wages.

If I was an "ordinary saver" who wasn't able to fund multiple RS then I would be picking one with a better rate, better depositing options, and better terms all round.

From what I see of most posts, the only people so far who are remotely interested are those that have exhausted better options. If it works for you, all good.

allegro120

ordnancesurvey84 said:

Bridlington1 said:

For Mansfield you can grab the Bonus RS if you've been an existing customer for 12+ months.

Of note, there's actually no requirement of 12+ months' membership for a Mansfield Bonus Regular Saver. The stipulation is simply to be an existing member (if not local). I opened their uncompetitive Regular eSaver 30 with £10 to become an existing member and then opened the Bonus RS shortly thereafter.

I opened this Regular eSaver 30 a few weeks ago for the same purpose, I knew there will be a gap between closing the existing Bonus RS and opening a new one, but then realised that I still have 90 days tracker opened.  I've closed this account long time ago, but it is still showing as alive.  Probably didn't need to open this ugly ReS30, who knows?

soulsaver

allegro120 said:

ordnancesurvey84 said:

Bridlington1 said:

For Mansfield you can grab the Bonus RS if you've been an existing customer for 12+ months.

Of note, there's actually no requirement of 12+ months' membership for a Mansfield Bonus Regular Saver. The stipulation is simply to be an existing member (if not local). I opened their uncompetitive Regular eSaver 30 with £10 to become an existing member and then opened the Bonus RS shortly thereafter.

I opened this Regular eSaver 30 a few weeks ago for the same purpose, I knew there will be a gap between closing the existing Bonus RS and opening a new one, but then realised that I still have 90 days tracker opened.  I've closed this account long time ago, but it is still showing as alive.  Probably didn't need to open this ugly ReS30, who knows?

It's £10 pm min isn't it? It appears to be branch/post; can it be managed on-line?

ForumUser7

soulsaver said:

allegro120 said:

ordnancesurvey84 said:

Bridlington1 said:

For Mansfield you can grab the Bonus RS if you've been an existing customer for 12+ months.

Of note, there's actually no requirement of 12+ months' membership for a Mansfield Bonus Regular Saver. The stipulation is simply to be an existing member (if not local). I opened their uncompetitive Regular eSaver 30 with £10 to become an existing member and then opened the Bonus RS shortly thereafter.

I opened this Regular eSaver 30 a few weeks ago for the same purpose, I knew there will be a gap between closing the existing Bonus RS and opening a new one, but then realised that I still have 90 days tracker opened.  I've closed this account long time ago, but it is still showing as alive.  Probably didn't need to open this ugly ReS30, who knows?

It's £10 pm min isn't it? It appears to be branch/post; can it be managed on-line?

If re the ReS30

yes, and yes - can be managed online 

OneUser1

The Furness is here. It’s 5.25%.

solartom

re Furness BS RS just tried to apply not working ,rang them there is an issue they think it should be live after 12 noon
they are aware that is showing on their website

allegro120

OneUser1 said:

The Furness is here. It’s 5.25%.

Can't apply for it though. When logged in, the product is not on the list. Version for none-customers doesn't work either, brings you to page where you apply for digital savings.

OneUser1

Assuming Furness sort the account opening out its:

5.25% variable for one year.

Minimum to maximum of £1 to £500 per month

One withdrawal allowed. 

Full account name Christmas Regular Saver Issue 2