The Top Regular Savers Discussion Thread

HHUK

gt94sss2 said:
Odd, I just managed to login via the Android app which was updated today to v3.0.701089

Saffron App

Hmmm that's the same version as I have. Just tried again and still no joy, even after uninstalling and reinstalling the app. Looks like I'll be needing to call them again.

Aidanmc

Was going to close my Chorley BS regular saver as i will need the funds for other RS's in September. Would open another Chorley one then.
Was looking through the product info, look as though it may be going NLA at end of month??
Doesn't look like i'd be able to open another until 12months after i opened the current one, is that correct?

FishInGlass

WillPS said:

mon3ysav3r said:

Section62 said:

trickydicky14 said:

Monmouth 7% Regular saver.

I’m sure this was discussed earlier but can’t now find the posts so, am I correct in thinking you can open both the online ‘£1000’ version and the branch ‘£500’ version.

I don’t want to travel a long way to be told I can’t have both.

Thanks for any help.

I was told you can have both the app exclusive and the branch 7%.  But the branch one can only be opened in person in branch (no postal applications accepted)

This matches what is says on their website:

"There is no limitation to having this [Branch Exclusive] Regular Saver alongside other Regular Saver accounts."

https://www.monbs.com/savings/branch-exclusive-regular-saver/ 


Unfortunately they do contradict themselves as to if you can manage the account via online/app. I wouldn't want to have to travel to branch to withdraw money at the end of the term.

Initially it says

"You would like to open & manage your account in branch and agency "

but then in the Summary box it says

"How to manage

• Online (My Accounts), in branch or agency, or via the MonBS app."

Even if online access is prevented (I very much doubt it is) there will certainly be a non-branch closure process.

Online access to the branch account is certainly not prevented. I have the 6% Regular Saver issue 8 along with the Branch and App 7% versions. All 3 are visible both on the app and the website. Additionally they all have a transfer button on the website which when clicked give you the option to transfer funds to another Monmouthshire account or your nominated bank account. There seems to be something similar on the app but I have not looked into that in detail. I am assuming at worst you will be able to action withdrawal post maturity but they may offer maturity options in advance. Next August is a long way off though.

Bridlington1

Monmouthshire BS Branch Exclusive RS Issue 1:

I sent off a postal application for the account on Thursday with a cheque for £500 just on the off-chance. I can now see the account in the app alongside the app version so it seems in my case at least they have accepted a postal application.

surreysaver

Bridlington1 said:

Monmouthshire BS Branch Exclusive RS Issue 1:

I sent off a postal application for the account on Thursday with a cheque for £500 just on the off-chance. I can now see the account in the app alongside the app version so it seems in my case at least they have accepted a postal application.

Thanks for that. I've got some time off in a month, so might pop over to Wales to open one if it's still available. As long as it's closable by internet, which their other branch only accounts have been 

Bob2000

Basic question l know, but l funded the MonBS APP 7% RS at 7.50am this morning, but still no show in the app. How long does it generally take to show?

apt

Bob2000 said:

Basic question l know, but l funded the MonBS APP 7% RS at 7.50am this morning, but still no show in the app. How long does it generally take to show?

I've also sent money today and it isn't showing. Speed tends to be variable, but it should show tomorrow.

Hattie627

Bob2000 said:

Basic question l know, but l funded the MonBS APP 7% RS at 7.50am this morning, but still no show in the app. How long does it generally take to show?

It shows quicker in the app than online. I sent some funds to the 7% App RS on Saturday. Showing in the app today (Tuesday), dated as credited on Saturday 23rd, would probably have shown in the app yesterday (Monday) if it hadn't been a bank holiday. Still not showing online but that's pretty normal for Mon BS (online slow to update)

saverkev

Speculator said:

jameseonline said:

Just closed my Nationwide Regular Saver on internet banking, so easy to do, £2400 + £81.38 interest ☺️.

Best of all it's instantly closed

Shame we have to wait overnight to open another one.

Seriously thinking about raiding my Nat West/RBS Regulars to fund our Monmouthshire 7% regulars. It has the added benefit of reducing my interest income for this tax year.

Monmouth 7% 

It's also my intention to use Nat West/RBS regulars to fund the Monmouth £1000 

Gers

Bridlington1 said:

Monmouthshire BS Branch Exclusive RS Issue 1:

I sent off a postal application for the account on Thursday with a cheque for £500 just on the off-chance. I can now see the account in the app alongside the app version so it seems in my case at least they have accepted a postal application.

Can't see a downloadable application form, did you find one? And, BTW, well done!