The Top Regular Savers Discussion Thread

mhoc

jameseonline said:

Going to have close my Nationwide Issue 3 early to free up funds for start of next month, seems I can't do this via app but can do on their website.

They should get that sorted out in future.

I figure I'll be able to get the latest Nationwide Regular when I can & for time being I have the new Virgin one at same rate + can fund £50 more each month into that compared to Nationwide anyway.

5th September I'll get my Coventry Sunny Day Saver funds.

When are the remaining Virgin Money showing up again?, end of August/start of September?

Yes Nationwide are annoying like that - closure only via the website (and only in office hours I think??) 

I would not risk being without the Nationwide regular saver (incase they withdraw the product with no notice) so I would close the ongoing one and then reopen a new version with the minimum deposit of maybe £1 - action opening the new Nationwide account this week as it will help with cash flow in August 2026.
Then when the Coventry sunny days matures you will have a better idea of what cash is left and if so you can then fund the Nationwide regular saver (and set up the standing order to fund until August 1st 2026 so you will still have 12 payments in the account) 

(Similar issue here with the cash shortfall so I've redesignated my Leek regular savers (with their forthcoming pitiful 4.20% interest rate) as sacrificial goats (OHs and mine). I will be withdrawing chunks as and when needed (I think 3 withdrawals allowed) in readiness for the 1st of the month when there is a shortfall - my trial withdrawal was immediate so now I know I can leave this job until the last week of the month)

s71hj

Remind me what the FD regular saver process is. Mine matured today and has basically disappeared, replaced by a standard savings account and I've been able to successfully apply for a new one, but where do the matured funds re-emerge as accessible to me from the old one? 

flaneurs_lobster

s71hj said:

Remind me what the FD regular saver process is. Mine matured today and has basically disappeared, replaced by a standard savings account and I've been able to successfully apply for a new one, but where do the matured funds re-emerge as accessible to me from the old one? 

They'll appear in that new easy access account in a day or so. You could have sped the process by having an EA account already in place but hey-ho.

A call to their usually very good CS can sometimes speed the process up, if you need the funds urgently.

s71hj

flaneurs_lobster said:

s71hj said:

Remind me what the FD regular saver process is. Mine matured today and has basically disappeared, replaced by a standard savings account and I've been able to successfully apply for a new one, but where do the matured funds re-emerge as accessible to me from the old one? 

They'll appear in that new easy access account in a day or so. You could have sped the process by having an EA account already in place but hey-ho.

A call to their usually very good CS can sometimes speed the process up, if you need the funds urgently.

Many thanks. You live and learn then forget and another year passes and you remember , albeit too late! For some reason I have a whole stack of these maturing around the same time just to further complicate things! 

s71hj

s71hj said:

flaneurs_lobster said:

s71hj said:

Remind me what the FD regular saver process is. Mine matured today and has basically disappeared, replaced by a standard savings account and I've been able to successfully apply for a new one, but where do the matured funds re-emerge as accessible to me from the old one? 

They'll appear in that new easy access account in a day or so. You could have sped the process by having an EA account already in place but hey-ho.

A call to their usually very good CS can sometimes speed the process up, if you need the funds urgently.

Many thanks. You live and learn then forget and another year passes and you remember , albeit too late! For some reason I have a whole stack of these maturing around the same time just to further complicate things! 

Actually, when I double check, the savings account that is there is one from last year that I assume I never closed from last time so maybe the matured funds will land into that shortly? 

WillPS

s71hj said:

s71hj said:

flaneurs_lobster said:

s71hj said:

Remind me what the FD regular saver process is. Mine matured today and has basically disappeared, replaced by a standard savings account and I've been able to successfully apply for a new one, but where do the matured funds re-emerge as accessible to me from the old one? 

They'll appear in that new easy access account in a day or so. You could have sped the process by having an EA account already in place but hey-ho.

A call to their usually very good CS can sometimes speed the process up, if you need the funds urgently.

Many thanks. You live and learn then forget and another year passes and you remember , albeit too late! For some reason I have a whole stack of these maturing around the same time just to further complicate things! 

Actually, when I double check, the savings account that is there is one from last year that I assume I never closed from last time so maybe the matured funds will land into that shortly? 

They will yes. No harm keeping that account empty through the year to receive the matured funds in to each time.

Bridlington1

Chorley BS Interest Rate Cuts 3/9/25:

Account	Old rate	New rate
Chorley BS Regional 2 Year Flexible Saver (all issues)	5.15%	NO CHANGE
Chorley BS Regular Saver (all issues)	5.15%	NO CHANGE

dingling68

Coventry Sunny Day / Loyalty Seasonal Saver maturity

Both of mine are due to mature on 31/8/25. Is it still the case that these will mature into an Easy Access Saver 7 account? I don't recall having seen any notification in the post, but may have overlooked it.

From a check of the available RS accounts with Coventry this could be the end of a long RS history with them as I have others offering higher interest rates I can fill even after the recent round of cuts!

PowerSavingMode

dingling68 said:

Coventry Sunny Day / Loyalty Seasonal Saver maturity

Both of mine are due to mature on 31/8/25. Is it still the case that these will mature into an Easy Access Saver 7 account? I don't recall having seen any notification in the post, but may have overlooked it.

From a check of the available RS accounts with Coventry this could be the end of a long RS history with them as I have others offering higher interest rates I can fill even after the recent round of cuts!

Coventry Sunny Day Saver maturity

Yes, I received a letter today saying it will be closed and funds moved into a new Easy Access Saver (7), and they'll send a reminder before the change and a confirmation once everything is complete. 

gt94sss2

dingling68 said:

Loyalty Seasonal Saver maturity

Both of mine are due to mature on 31/8/25. Is it still the case that these will mature into an Easy Access Saver 7 account? 

Are you sure your loyalty seasonal saver matures this month? I seem to recall that if you close it before November, there is a penalty..