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The Top Regular Savers Discussion Thread

1488489491493494795

Comments

  • liamcov
    liamcov Posts: 658 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    My Santander Edge Saver (6%) expires soon, is there still a way to get another for a year?
  • flaneurs_lobster
    flaneurs_lobster Posts: 7,347 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    liamcov said:
    My Santander Edge Saver (6%) expires soon, is there still a way to get another for a year?
    It's not a regular saver so wrong thread but anyways

    Yes. Empty the account. Start a Live chat with Sandi the Bot with "close an account" and follow the prompts.

    When the account disappears open another one. Takes a couple of days overall.
  • dingling68
    dingling68 Posts: 330 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Nationwide Flex Regular Saver 3

    Is a 13th payment allowed? Mine is due to mature on 22/9/25. Information I have saved refers to £2,400 but also refers to calendar months? 
    Save £12k in 2022 #54 reporting for duty 
  • pecunianonolet
    pecunianonolet Posts: 1,859 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    drphila said:
    drphila said:
    Virgin

    Requested closure via online form of the regular saver (the form that was mentioned many pages ago), provided account details in the form for the regular saver. Followed up a day later via online chat just in case to make sure the reg saver is getting closed. 

    Received an email "Sorry to see you go", checked my app and instead of the regular saver they closed my current account. Reg saver still not closed, still waiting for the interest to be transferred to the current account (that is now closed). 

    Just raised a complaint. Totally unacceptable. 

    Screenshots not allowed in the app, transcript only available by post on paper if chat has happened via app. Requested a postal copy now. 

    Exactlly the same happened to me. They put it down to the "huge" numbers that opened that RS (c.37000 apparently) and then wanted it closed
    Did you also complain and if so, did you get compensation and how much did they pay and did they reopen the current account for you?

    I had email acknowledgment of my complaint yesterday evening (10pm) and that they will email with an update within 5 working days.

    Yes, complaint lodged and told I can expect compensation, though complaints department has final say. Told it will almost certainly not be possible for them to re-open and will have to do it myself. I forgot to say about effect on credit score if I had to re-open but will discuss with complaint handler when they get in touch.

    Not expecting this complaint to be resolved for at least a week, maybe a lot longer.

    As happened with you, got acknowledgement yesterday and 5 day timescale for update
    drphila Did you get any response by Virgin yet?
  • s71hj
    s71hj Posts: 870 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    liamcov said:
    My Santander Edge Saver (6%) expires soon, is there still a way to get another for a year?
    It's not a regular saver so wrong thread but anyways

    Yes. Empty the account. Start a Live chat with Sandi the Bot with "close an account" and follow the prompts.

    When the account disappears open another one. Takes a couple of days overall.
    I tried this. Said I wasn't eligible. I assume because I'd already had one
  • trickydicky14
    trickydicky14 Posts: 1,351 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    s71hj said:
    liamcov said:
    My Santander Edge Saver (6%) expires soon, is there still a way to get another for a year?
    It's not a regular saver so wrong thread but anyways

    Yes. Empty the account. Start a Live chat with Sandi the Bot with "close an account" and follow the prompts.
    You must be doing something wrong, trust me the above process works 100%. Are you waiting until the old account is gone.
    I choose the rooms that I live in with care,
    The windows are small and the walls almost bare,
    There's only one bed and there's only one prayer;
    I listen all night for your step on the stair.
  • surreysaver
    surreysaver Posts: 4,964 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    s71hj said:
    liamcov said:
    My Santander Edge Saver (6%) expires soon, is there still a way to get another for a year?
    It's not a regular saver so wrong thread but anyways

    Yes. Empty the account. Start a Live chat with Sandi the Bot with "close an account" and follow the prompts.

    When the account disappears open another one. Takes a couple of days overall.
    I tried this. Said I wasn't eligible. I assume because I'd already had one
    Do you have an Edge Current Account?
    I consider myself to be a male feminist. Is that allowed?
  • flaneurs_lobster
    flaneurs_lobster Posts: 7,347 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    s71hj said:
    liamcov said:
    My Santander Edge Saver (6%) expires soon, is there still a way to get another for a year?
    It's not a regular saver so wrong thread but anyways

    Yes. Empty the account. Start a Live chat with Sandi the Bot with "close an account" and follow the prompts.

    When the account disappears open another one. Takes a couple of days overall.
    I tried this. Said I wasn't eligible. I assume because I'd already had one
    No such exclusion. You have an Edge current account and the old Edge Saver has been removed?
  • liamcov
    liamcov Posts: 658 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    My Monmouthshire RS issue 2 expires soon, using the login details from the maturity letter, the only options are transferring to another Mon account or receiving a cheque - if I wait until it turns into a different savings account will I be able to close and select a transfer to my bank?
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