The Top Regular Savers Discussion Thread

apt

Bob2000 said:

Darlington REGULAR SAVER. 

I just applied for the Regular saver and registered for online.
Is it normal after you have registered  and logged  off when signing  back in your username is visible?
Example below

"Hi 12345abcd"

Also the account l have visible online is called
 12 Mth Reg eSaver 2
Is this the correct  account  l wanted?

Yes, that's the correct account.

20122013

Bob2000 said:

Darlington REGULAR SAVER. 

I just applied for the Regular saver and registered for online.
Is it normal after you have registered  and logged  off when signing  back in your username is visible?
Example below

"Hi 12345abcd"

Also the account l have visible online is called
 12 Mth Reg eSaver 2
Is this the correct  account  l wanted?

I had opened an account an hour ago and had logged off, and I have tried it just now (for you), and I did not get  "Hi 12345abcd". 

I have to complete all the login details (maybe I did not asked it to remember my login details.)

my says the same:  'DARLINGTON 12 Mth Reg eSaver 2'

chris_the_bee

kamkop said:

chris_the_bee said:

schiff said:

I can't see anything in the T&Cs of the new Darlington that indicates that the maximum balance can't be £3250?

Apart from the below?
Managing the Account
• Maximum deposit is £250 per calendar month (any monthly payments deposited over this amount, then the full deposit amount will be returned to you).
• Maximum account balance is £3,000 (we will return any payments made over this amount to you) 

Where do you see this? Neither the website nor Summary Box pdf file mention maximum account balance.

Sorry, you are correct. That was in issue 1 T's&C's but not in issue 2.

allegro120

schiff said:

schiff said:

I can't see anything in the T&Cs of the new Darlington that indicates that the maximum balance can't be £3250?

Update - the introductory page for the earlier version did say 'up to a maximum of £3000'. The equivalent page for the new one doesn't. That will be a SO query now but if not a July 2026 question.  

If it’s a common one about 13th payment, then the answer is - yes you can.

allegro120

PowerSavingMode said:

Section62 said:

Aldermore  RS issues 1 to 3 - interest rate drops from 4.75% to 4.5% with effect 22/08/2025

(email just now)

Thank you. The Aldermore RS's were some of my favoured ones before they cut the rate from 5% and now again. Shame. Oh well, time to close all (but one, perhaps), methinks.

I closed mine. 4.75% (never mind forthcoming 4.5%) RS is pointless when you can have 5% EA.  Variable rate RS is only good when the rate is higher than EA.

allegro120

s71hj said:

Kim_13 said:

clairec666 said:

Hattie627 said:

Darlington BS 12 month Regular Saver Issue 2

A wee quirk to note is that the account doesn't mature on the anniversary date but on the last day of the month during which the anniversary date falls. So all accounts opened in August 2025 will mature on 31 August 2026. So it's one of those mass maturity dates which sometimes give rise to issues at maturity. Don't know if the same applies to Issue 1 as I don't have that one.

My crystal ball foresees the topic of discussion on this thread on 31/8/2026... rather similar to the last few days, but substitute "Darlington" for "Virgin" 

Looks like a good account to have, given that it was released after the base rate cut so (fingers crossed) should stay at 6% for a while. What are people's experiences with Darlington? Do they offer good member/loyalty accounts? I don't really have the funds for another regular saver this month, but am tempted to shuffle some money around to open this one.

As it matures on 31/8/26 regardless of when in August it is opened, I did a £1.01 NatWest DC payment. I figure it’s unlikely to still be around on September 1 so I don’t lose anything by opening it with the minimum today.

Once opened I believe I read you have 28 days to fund so if so inclined could fund 1st Sept and get interest for all of Sept 2026. I know some like this approach though must say I tend to just get the money in earning the money ASAP. 

I tend to fund the accounts offering competitive rates straight away because I have no idea what the rates are going to be in 12 months time.  

allegro120

Gers said:

Darlington RS - I got stuck at online registration - they system said that the details I entered don't match their records!  I'll phone them tomorrow morning. 

For @Kim - pay in details

This is because CoP can take up to 24 hours (sometimes more) to work. Try again tomorrow before phoning them. 

s71hj

allegro120 said:

s71hj said:

Kim_13 said:

clairec666 said:

Hattie627 said:

Darlington BS 12 month Regular Saver Issue 2

A wee quirk to note is that the account doesn't mature on the anniversary date but on the last day of the month during which the anniversary date falls. So all accounts opened in August 2025 will mature on 31 August 2026. So it's one of those mass maturity dates which sometimes give rise to issues at maturity. Don't know if the same applies to Issue 1 as I don't have that one.

My crystal ball foresees the topic of discussion on this thread on 31/8/2026... rather similar to the last few days, but substitute "Darlington" for "Virgin" 

Looks like a good account to have, given that it was released after the base rate cut so (fingers crossed) should stay at 6% for a while. What are people's experiences with Darlington? Do they offer good member/loyalty accounts? I don't really have the funds for another regular saver this month, but am tempted to shuffle some money around to open this one.

As it matures on 31/8/26 regardless of when in August it is opened, I did a £1.01 NatWest DC payment. I figure it’s unlikely to still be around on September 1 so I don’t lose anything by opening it with the minimum today.

Once opened I believe I read you have 28 days to fund so if so inclined could fund 1st Sept and get interest for all of Sept 2026. I know some like this approach though must say I tend to just get the money in earning the money ASAP. 

I tend to fund the accounts offering competitive rates straight away because I have no idea what the rates are going to be in 12 months time.  

Same here. I know some people have a different approach though. 

s71hj

Re Darlington, not getting a COP match. I assume it's another where you need to wait overnight? 

allegro120

ForumUser7 said:

Market Harborough BS

If anyone contacts them, I would be interested to know what they say they will be returning please.

Thanks

Me too.  When I opened the second one I split the deposit into £10 and £240.  I kept this schedule for several months until it was reported on here that £250x2 works fine. I have deposited £250x2 since… It will be interesting to see which account will be getting a hair cut and whether the action will be consistent or random.