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The Top Regular Savers Discussion Thread
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Bridlington1 said:Kim_13 said:Bridlington1 said:For those funding multiple Market Harborough BS regular savers:
I have just received a letter from them saying that they've reviewed my account balances and they've noticed my deposits have exceeded the monthly limit allowed.
They've asked me to contact them within 14 days of the letter to arrange for the overpaid funds to be returned to me, saying if they don't hear from me they'll send the funds to my nominated account but that they'll still pay interest earned on the excess funds.
They've also enclosed the summary box for their Fixed Term Regular Saver (30.11.2025).
Will you be contacting them? I’m wondering if they will return latest funds deposited or those earning the lowest interest (which are probably the same for MSErs, unless the first deposit was delayed before being credited at MHBS end.) Interesting that they have enclosed the summary box for Issue 1 when technically no one could exceed the limit by funding that account with £250 given that it is Issue 1.
On the other hand it would be useful to find out further info as to which accounts they'll be taking the funds from etc.
Regardless if I were to contact them I wouldn't do a Friday afternoon given that they've said in the letter that funds would arrive within 5 working days of being sent so wouldn't want payments sent today and delayed over the weekend so if I were to contact them it would be early on in the week, therefore if I do contact them it'll most likely be on a Monday, probably the Monday after next given that I have alternate Mondays off work due to working a 9 day fortnight.~ NSD 2025 - NSD October 18/20 (9 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1278.68 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing6 -
Darlington
The confirmation page only displayed the reference number (no account number) when my application was completed, but an email with full account details etc has now arrived (in my spam folder as it happens) a day or two later0 -
Can you open more than one account on any those these please? is it just needed a different Issue No.?4. Principality Triple - have to wait till new ISSUE?7. Lloyds RS8. Santander9. Nationwide BS Flex Regular Saver (Issue 6) - opened mine before issue 6
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20122013 said:Can you open more than one account on any those these please? is it just needed a different Issue No.?4. Principality Triple - have to wait till new ISSUE?7. Lloyds RS8. Santander9. Nationwide BS Flex Regular Saver (Issue 6) - opened mine before issue 6
Only some organisations have different issue numbers of a certain type of account.
The only ones on that list which allows you to open accounts of different issue numbers is Principality, Darlington and Monmouthshire.I consider myself to be a male feminist. Is that allowed?3 -
20122013 said:Can you open more than one account on any those these please? is it just needed a different Issue No.?4. Principality Triple - have to wait till new ISSUE?7. Lloyds RS8. Santander9. Nationwide BS Flex Regular Saver (Issue 6) - opened mine before issue 6
Lloyds have 2 different regular savers, and you can have one of each.
Virgin Money and Nationwide stipulate one of any issue.
Principality and Monmouthshire generally allow one of each issue (but future issues might have different rules).
You can have an RBS Digital Regular Saver as well as a Natwest one.5 -
surreysaver said:20122013 said:Can you open more than one account on any those these please? is it just needed a different Issue No.?4. Principality Triple - have to wait till new ISSUE?7. Lloyds RS8. Santander9. Nationwide BS Flex Regular Saver (Issue 6) - opened mine before issue 6
Only some organisations have different issue numbers of a certain type of account.
The only ones on that list which allows you to open accounts of different issue numbers is Principality, Darlington and Monmouthshire.1 -
Opening Darlington RS2 and Monmouthshire RS in the last week brings my total active Regular Savers back up to 52 with £112,000 actually in them at 5.70%.
My maturing accounts in the next week are Hanley BS and Stafford BS with £7,000 becoming available which will drop my total to £105,000. Neither of these Building Societies has a product that interests me so my Regular Saver total will drop back down to 50.
The matured £7,000 will to go towards my September obligations of £11,950Old Saying Once bitten twice shy
Modern Saying Once Sh*t on Twice Bye!6 -
Afahmaep said:Opening Darlington RS2 and Monmouthshire RS in the last week brings my total active Regular Savers back up to 52 with £112,000 actually in them at 5.70%.
My maturing accounts in the next week are Hanley BS and Stafford BS with £7,000 becoming available which will drop my total to £105,000. Neither of these Building Societies has a product that interests me so my Regular Saver total will drop back down to 50.
The matured £7,000 will to go towards my September obligations of £11,950I choose the rooms that I live in with care,
The windows are small and the walls almost bare,
There's only one bed and there's only one prayer;
I listen all night for your step on the stair.2 -
Applied for Darlington, got a reference number0
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My wife got an email from MHBS confirming they won't be proceeding with her application for a savings account, despite being asked for and submitting a copy of her statement.
I presume they weren't happy the account was applied for online, although they didn't have the decency to say that or advise we could pop by a branch.
It was only being opened as a strategic option in case other rates fell, so not a disaster - but not impressed by the service.1
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