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The Top Regular Savers Discussion Thread
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jrh22542254 said:allegro120 said:jrh22542254 said:I read somewhere on here that you could open a Virgin RS using the 05 account system, and also open one if you have an 08 account ?
However when I try to do this using 08 , I dont have an option to open the regular saver ?
I have an 05 current account but not a current account starting 08?
Is this the reason ?
You have to have two current accounts with Virgin, one on the 08 system and one on the 05 system?
Thanks.0 -
easysaver said:Skipton BS
Anyone else waiting for their deposits (faster payment from Chase at 01:23 on 1st Aug) from yesterday to show on their account(s)? I've experienced this before and it's irritating to say the least.
What do others do to avoid it? Can I fund my base rate tracker and do internal transfers from there? But won't that payment not get credited on time too? Fundamentally, is Skipton BS just unreliable?
Also if you've experienced it before it could be to do with the specific links between Chase and Skipton that are the issue. Check your name details match between the two organisations as faster payments uses Confirmation of payee. But even if this is the case any payment sent with faster payments should be credited no later than the next working day.
I've never had issues with Nationwide or Skipton, and I wouldn't call them unreliable.
EDIT: Just want to add to this that any transfers to Skipton Member Regular Savers should be sent as payments to a business account (as per instructions on their website - see here Member Regular Saver). If you have the standing order set up as personal, it may take them some time to figure out where the payment needs to go.0 -
easysaver said:Skipton BS
Anyone else waiting for their deposits (faster payment from Chase at 01:23 on 1st Aug) from yesterday to show on their account(s)? I've experienced this before and it's irritating to say the least.
What do others do to avoid it? Can I fund my base rate tracker and do internal transfers from there? But won't that payment not get credited on time too? Fundamentally, is Skipton BS just unreliable?0 -
ccluedo said:I emptied and closed my Virgin RS on morning of 31st and gave an external account for interest due.
I also opened a RS 3 on 1st. No problems.
This morning I see the 10% RS has correctly disappeared but the Everyday Saver has appeared. I would have thought my actions on 31st negated the need for yet another account (which I'll just want to close) being set up.
Virgin have not yet processed your account closure request.1 -
easysaver said:Skipton BS
Anyone else waiting for their deposits (faster payment from Chase at 01:23 on 1st Aug) from yesterday to show on their account(s)? I've experienced this before and it's irritating to say the least.
What do others do to avoid it? Can I fund my base rate tracker and do internal transfers from there? But won't that payment not get credited on time too? Fundamentally, is Skipton BS just unreliable?
I find internal transfers are usually faster than any other form of payment and often means I can see it has happened either in the same online session as opening the RS, or when doing the internal transfer. Sometimes you have to log out and in again to check the transfer.
There are some RS's that you can't or wouldn't use this strategy with.
YMMV as to how convenient this is in your own circumstances! Works for me0 -
soulsaver said:DealSeeker11 said:Is anyone having problems logging on via Monbs app? Mine is stuck on the following screen but it’s not given me the options:
2-factor authentication
Please select an option below, to receive a six-digit verification code.
Android.
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easysaver said:Skipton BS
Anyone else waiting for their deposits (faster payment from Chase at 01:23 on 1st Aug) from yesterday to show on their account(s)? I've experienced this before and it's irritating to say the least.
What do others do to avoid it? Can I fund my base rate tracker and do internal transfers from there? But won't that payment not get credited on time too? Fundamentally, is Skipton BS just unreliable?
Digital Payback
The National Lottery : A tax on those who aren’t good at maths.0 -
Nationwide
About 00.40 today I sent £200 by FP from my current account (Santander) to my Nationwide Flex Account. Once it had arrived (a short while later) I transferred the £200 to the RS. It's what I do every month.
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Virgin regular saver issue3 and current account.
This morning, l emptied my virgin current account ( l transferred the lot except for the £250 to fund my new 6.5% RS), and it went without any issues. I've only ever used the virgin current account to fund my 10% regular saver, so was surprised when they let me transfer out.
The old regular saver 10% has now converted to the easy access, hopefully will now be closed after requested online yesterday.
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Skipton
Thanks for the heads up on Skipton’s slow processing of incoming SOs early hours on 1st. I intended to set up SO from BoS from 1Sept but will fund by FP or debit card instead.0
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