The Top Regular Savers Discussion Thread

Bobblehat

easysaver said:

Skipton BS
Anyone else waiting for their deposits (faster payment from Chase at 01:23 on 1st Aug) from yesterday to show on their account(s)? I've experienced this before and it's irritating to say the least.
What do others do to avoid it? Can I fund my base rate tracker and do internal transfers from there? But won't that payment not get credited on time too? Fundamentally, is Skipton BS just unreliable?

For the first two payments of most RS's I open, I usually make manual payment by internal transfer. I forward a payment worth 2 x monthly amount to an appropriate EA or CA with the Bank/BS holding the RS. I do this just before the 1st payment is required as I like to initially fund most RS's near the end of the month and fund immediately by internal transfer and fund again a day (or so) later on the earliest day possible in the next month. I then set up a SO for the 3rd payment onward from wherever I intend to fund the RS from.

I find internal transfers are usually faster than any other form of payment and often means I can see it has happened either in the same online session as opening the RS, or when doing the internal transfer. Sometimes you have to log out and in again to check the transfer.

There are some RS's that you can't or wouldn't use this strategy with.

YMMV as to how convenient this is in your own circumstances! Works for me 

DealSeeker11

soulsaver said:

DealSeeker11 said:

Is anyone having problems logging on via Monbs app? Mine is stuck on the following screen but it’s not given me the options:

2-factor authentication

Please select an option below, to receive a six-digit verification code.

No trouble here, just now 12.27am. Tap on sms option. Then tap on it again and it changes to the input box for me - if you get 2 codes, input the later of the 2... and then the 'M' pulses for a min..or 2.
Android.

Had been working fine since I got the app on 30 Jul. It just suddenly decided to stop giving me the SMS/email options yesterday. Tried reinstalling the app by selecting new phone, new number, nothing worked. 

Digital_Payback

easysaver said:

Skipton BS
Anyone else waiting for their deposits (faster payment from Chase at 01:23 on 1st Aug) from yesterday to show on their account(s)? I've experienced this before and it's irritating to say the least.
What do others do to avoid it? Can I fund my base rate tracker and do internal transfers from there? But won't that payment not get credited on time too? Fundamentally, is Skipton BS just unreliable?

I’m still waiting for 2 automated payments to be credited to 2 separate Skipton regular savers, funds sent from Starling Bank at 1.40am yesterday, 1st August. 

schiff

Nationwide
About 00.40 today I sent £200 by FP from my current account (Santander) to my Nationwide Flex Account. Once it had arrived (a short while later) I transferred the £200 to the RS. It's what I do every month. 

Bob2000

Virgin regular saver issue3 and current account. 

This morning, l emptied  my virgin current account   ( l transferred  the lot except  for the £250 to fund my new 6.5% RS), and it went without any issues. I've only ever used the virgin current account  to fund my 10% regular saver, so was surprised  when they let me transfer out.

The old regular saver 10% has now converted  to the easy access, hopefully  will now be closed after requested online yesterday.

badger09

Skipton 
Thanks for the heads up on Skipton’s slow processing of incoming SOs early hours on 1st. I intended to set up SO from BoS from 1Sept but will fund by FP or debit card instead. 

Kim_13

I haven’t made a payment to Skipton yet this month as my RS is already at £3,000, but did fund a MBS at the end of July. I have noticed differences in how quickly funds arrive when sending from different accounts, with Halifax being the quickest and Chase probably the slowest. 

I prefer to send funds from 6am onwards, as I have wondered if sending earlier would mean delays if overnight processing were yet to complete.

apt

badger09 said:

Skipton 
Thanks for the heads up on Skipton’s slow processing of incoming SOs early hours on 1st. I intended to set up SO from BoS from 1Sept but will fund by FP or debit card instead. 

Debit card payments only earn interest from the the third working day 

jameseonline

What was my 10% Regular Saver is now showing up as Everyday Saver in app & as I've now got access to my Virgin accounts again following a block & several phone calls over 2 days I've just applied & been accepted for the new 6.5% Regular Saver 3 account, so just transferred the remaining £250 that was left in the Everyday Saver to that.

ForumUser7

Anyone's Green Regular Savers and Regular Monthly Savers at Darlington state Easy Access Saver @ 2.50%?