We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Top Regular Savers Discussion Thread
Options
Comments
-
flaneurs_lobster said:
Sometimes it's best not to wonder about these things too much.One of VM’s many quirks which I’m prepared to accept in return for decent rates.2 -
Virgin RS10% - changed to Everyday Saver overnight. Transferred total balance out to my external account (using app - no problems - instant) and then on to my best EA account.
Why would you not reduce the balance of the ES to 0?
Will close it online later today to release July interest.0 -
I read somewhere on here that you could open a Virgin RS using the 05 account system, and also open one if you have an 08 account ?
However when I try to do this using 08 , I dont have an option to open the regular saver ?
I have an 05 current account but not a current account starting 08?
Is this the reason ?
You have to have two current accounts with Virgin, one on the 08 system and one on the 05 system?
Thanks.0 -
where_are_we said:Virgin RS10% - changed to Everyday Saver overnight. Transferred total balance out to my external account (using app - no problems - instant) and then on to my best EA account.
Why would you not reduce the balance of the ES to 0?
Will close it online later today to release July interest.
0 -
jrh22542254 said:badger09 said:wiseonesomeofthetime said:skitskut said:jrh22542254 said:Yesterday I put my 13th payment into the VirginRS whilst it was still saying 10% interest. This morning its showing as an everyday saver paying 1.74%
My last interest was paid on 30th Jun 25 of £63.82, then before that £43.48 on 31st March 25, then £24.86 on 31 Dec 24, then £5.14 on 30 sept 24. So a total interest of £137.30
My first £250 went in on 13 Aug 24 and then I made 12 further payments circa the 1st week of each month.
What happened to my July interest ?
Thank you.
Need to try alternative method.
For reference, the direct link to the closure form is https://uk.virginmoney.com/vmforms/current-accounts/account-closure-request/
There is no need to login and go to "more" etc and yes, it's the same form for savings accounts, even though the website only refers to current accounts4 -
jrh22542254 said:I read somewhere on here that you could open a Virgin RS using the 05 account system, and also open one if you have an 08 account ?
However when I try to do this using 08 , I dont have an option to open the regular saver ?
I have an 05 current account but not a current account starting 08?
Is this the reason ?
You have to have two current accounts with Virgin, one on the 08 system and one on the 05 system?
Thanks.2 -
allegro120 said:MonBS
Since installing the app 8 days ago I've lost my online access. The portal doesn't recognise my login details anymore. I've tried to re-register with no success, the system lets me go through the whole process but collapses at the end. Has anyone else experienced the same recently?
I did ring them to check but the chap said they run on different platforms so you can use the app or online. If all else fails you might have to ring them.“Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”1 -
Skipton BS
Anyone else waiting for their deposits (faster payment from Chase at 01:23 on 1st Aug) from yesterday to show on their account(s)? I've experienced this before and it's irritating to say the least.
What do others do to avoid it? Can I fund my base rate tracker and do internal transfers from there? But won't that payment not get credited on time too? Fundamentally, is Skipton BS just unreliable?2 -
easysaver said:Skipton BS
Anyone else waiting for their deposits (faster payment from Chase at 01:23 on 1st Aug) from yesterday to show on their account(s)? I've experienced this before and it's irritating to say the least.
What do others do to avoid it? Can I fund my base rate tracker and do internal transfers from there? But won't that payment not get credited on time too? Fundamentally, is Skipton BS just unreliable?
I've found Skipton's systems in general don't seem to like payments into regular savers too early in the day on the first of the month so I usually fund them during business hours.1 -
easysaver said:Skipton BS
Anyone else waiting for their deposits (faster payment from Chase at 01:23 on 1st Aug) from yesterday to show on their account(s)? I've experienced this before and it's irritating to say the least.
What do others do to avoid it? Can I fund my base rate tracker and do internal transfers from there? But won't that payment not get credited on time too? Fundamentally, is Skipton BS just unreliable?
Skipton can be slow but it varies. A few months ago a payment I made to one account (I had two accounts then) hadn't shown by the third business day, while a payment made at the same time to Member RS showed on the day it was made. I phoned them and they confirmed receipt of the non-showing payment which eventually showed up towards the end of the third business day.2
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599K Mortgages, Homes & Bills
- 177K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards