The Top Regular Savers Discussion Thread

jameseonline

schiff said:

Is the Virgin RS Exclusive (Issue 2) at 6.50% still available?
The website and App having big problems so can't really check.
Managed to withdraw the full balance of the 10% - couldn't do anything on the app but it worked online.

I imagine that's standard maintenance tbh, I never seem to get my balances etc to show on app 1st thing in morning these days & no it isn't still available & I think having the 10% meant you wouldn't have been eligible for the lower rate one anyway, same with Nationwide previously aka only allowed 1 one of any issue 

masonic

savethepandas said:

Bob2000 said:

Monthshire building society  APP

Well,l was still waiting for the email off Mons from my application  last Thurs/Fri.
When about 6pm tonight received  a email of them telling me to get the all singing all dancing shiny new fangled app.and speed up my acceptance. 

Took the bait and have now just spent 40 minutes  trying to get the thing to work. Eventually, I got to the end, l think, and there is no record of me being a customer!

I'll wait for the postman.

Started the application during Pointless roughly 17:30-17:45, got the we will be a "few minutes" processing the application. FInally processed at 22:45, thought a few would be 3 or 4 minutes, not 300..

It's probably not a coincidence that it's way slower after the MSE weekly email went out. This week they decided to have a special feature on the top RS, including this one.

nomorekids

Speculator said:

Just realised the interest payment date for the Monmouthshire 6% is around 31/3. May have to reduce my monthly payments to £10.

• Interest is calculated daily and paid at the end of the 12-month term.

is on the keyfacts, are you sure?

Kim_13

31/3 is the interest payment date for the currently available EA, but they do not use the same date for all accounts. I also read end of term for Issue 8 and received interest at term end for previous Monmouthshire RS.

Nasqueron

mon3ysav3r said:

Aidanmc said:

subjecttocontract said:

I'm puzzled,
Why would someone open a Virgin account and not ensure they have either the Virgin App or a Virgin Security key/device to enable withdrawals ?

Don't you need one or the other to login on Virgin online banking site anyway.

There are 3 different "Virgin Money" web portals for Savings accounts:

- 08-xx-xx sort code with 7 character customer ID
- 05-xx-xx sort code with 10 character customer number
- 82-xx-xx sort code with 10 character customer number

I have multiple accounts with the first 08-xx and last 82-xx sort codes and have never needed an App or Keyfob to login

This was the problem I had when I was trying to get back into Virgin to do the switch back in June - I had an old current account and saver that were never closed despite me asking so I couldn't register as a new user, I have a 10 digit customer number but an 08 sort code, my old account number was 00000xxx almost as if I was in the first 1000 to register  

I did it through the website on the phone initially to try and get it all sorted but now exclusively app because it's so much quicker

Speculator

nomorekids said:

Speculator said:

Just realised the interest payment date for the Monmouthshire 6% is around 31/3. May have to reduce my monthly payments to £10.

• Interest is calculated daily and paid at the end of the 12-month term.

is on the keyfacts, are you sure?

yeah, you are right. 

I clicked on the regular saver T&Cs on the bottom of the page.

Regular Saver T&Cs (3).pdf

s71hj

Re Monmouthshire, I got 2 RS accounts as many on here and my wife one. I made 500 payment in last night to my two and my wife's. Interestingly enough only one of my two is currently showing in the app

flaneurs_lobster

s71hj said:

Re Monmouthshire, I got 2 RS accounts as many on here and my wife one. I made 500 payment in last night to my two and my wife's. Interestingly enough only one of my two is currently showing in the app

Interesting - to be clear, you had two RS showing in the app and now one of them has been removed?

s71hj

flaneurs_lobster said:

s71hj said:

Re Monmouthshire, I got 2 RS accounts as many on here and my wife one. I made 500 payment in last night to my two and my wife's. Interestingly enough only one of my two is currently showing in the app

Interesting - to be clear, you had two RS showing in the app and now one of them has been removed?

Still showing but the 500 is only showing in one of them

allegro120

s71hj said:

flaneurs_lobster said:

s71hj said:

Re Monmouthshire, I got 2 RS accounts as many on here and my wife one. I made 500 payment in last night to my two and my wife's. Interestingly enough only one of my two is currently showing in the app

Interesting - to be clear, you had two RS showing in the app and now one of them has been removed?

Still showing but the 500 is only showing in one of them

Re Monmouthshire
Have you checked you feeder bank account?  My £500 was returned next day (late afternoon) after deposit. The account is still showing.