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The Top Regular Savers Discussion Thread

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Comments

  • SJMALBA
    SJMALBA Posts: 1,094 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Section62 said:
    SJMALBA said:
    Does anyone know how long it takes to open RSs with Suffolk BS, and West Brom BS, as an existing customer? Same day, with Faster Payment possible on the day for 1st deposit, or is there paperwork sent out etc.?
    The Suffolk online ones are immediately available for a debit card or FP deposit.  I think there's a prompt to make the first deposit during the application process.
    Thanks - I have 2 RSs from Suffolk, but couldn't remember how things went opening the second!

    I've just noticed that West Brom is branch only - doh!
  • brucefan_2
    brucefan_2 Posts: 225 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    I applied for the Monmouthshire BS Regular Saver Issue 8 paying 6%, up to £500 per month and unlimited withdrawals on their website (not app) on Friday. I have received no e-mail or any other comms from them at all yet - is anyone else waiting?
    check your junkmail. should have email from them.
    Nothing in 'Spam'  or 'Promotions' - have checked regularly
    £6000 in 2023
  • subjecttocontract
    subjecttocontract Posts: 2,823 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 28 July at 4:38PM
    Monmouth......I applied online on 25/7 and haven't received an email from them so far. No big deal, I'm guessing they are all rather busy at the moment. They'll contact me when they are ready. I wasn't expecting an email, they didn't say they would email me. I was expecting a letter in the post, eventually.
  • Dugal
    Dugal Posts: 15 Forumite
    10 Posts Name Dropper
    Monmouth RS.  Having had issues with the app I applied for the RS online Friday pm.  Have not had an email, like others.  Too early for snail mail to arrive.
  • Bridlington1
    Bridlington1 Posts: 3,913 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Nottingham BS have launched an online version of their regular saver at 4.75% (var). Seems to be same Ts&Cs as the branch/post one but with a couple of slight differences:
    1. Online account can be opened by anyone over the age of 18, rather than 16 for the branch version.
    2. Online version can not be opened in joint names unlike the branch version which can
  • Bridlington1
    Bridlington1 Posts: 3,913 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Regarding Dudley BS, I applied for a Dudley BS EA account the night before the One Year Loyalty RS was launched and the EA account was not opened until the day of the Loyalty RS being launched. I applied for a Loyalty RS.

    I have just checked my online banking and I now have a One Year Loyalty RS showing as opened on 25th July with a balance of £500 despite having never funded the EA account so I shall just leave the EA account to get closed due to lack of funding and retain the RS.
  • flaneurs_lobster
    flaneurs_lobster Posts: 6,810 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper

    I have just checked my online banking and I now have a One Year Loyalty RS showing as opened on 25th July with a balance of £500 despite having never funded the EA account so I shall just leave the EA account to get closed due to lack of funding and retain the RS.
    Might well take £249 back out of my EA in that case, I've the RS fully funded too.
  • RosieRooBear
    RosieRooBear Posts: 174 Forumite
    100 Posts Second Anniversary Name Dropper

    I have just checked my online banking and I now have a One Year Loyalty RS showing as opened on 25th July with a balance of £500 despite having never funded the EA account so I shall just leave the EA account to get closed due to lack of funding and retain the RS.
    Might well take £249 back out of my EA in that case, I've the RS fully funded too.
    That’s what I was going to do too, just tried but it won’t let me withdraw even though I have a nominated account on there, possibly because the minimum operation balance is £250. @flaneurs_lobster, let me know if you have better luck 
  • PowerSavingMode
    PowerSavingMode Posts: 298 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Regarding Dudley BS, I applied for a Dudley BS EA account the night before the One Year Loyalty RS was launched and the EA account was not opened until the day of the Loyalty RS being launched. I applied for a Loyalty RS.

    I have just checked my online banking and I now have a One Year Loyalty RS showing as opened on 25th July with a balance of £500 despite having never funded the EA account so I shall just leave the EA account to get closed due to lack of funding and retain the RS.
    Re Dudley BS Loyalty One Year Regular Saver

    Did you fund it via cheque or electronically? I think it's cheque only, but wondered if you or anyone managed to fund it differently.
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