The Top Regular Savers Discussion Thread

pecunianonolet

Monmouthshire BS

Read that some got accidentally, or intentionally, 2 reg saver issue 8 opened. Technically against the T&C but the question is, has anyone funded both accounts already? Any issues, what is the risk of one or both being closed?

I find myself in the situation to have opened, unintentionally, 2 accounts and they show in the app. I have both, Natwest and RBS reg savers maxed out at 5k and was thinking to transition £500 over each month. Starting to use the Virgin funds first after maturity and once I run out of cash I slowly shift from the 5.5% RBS/Natwest to a 6% account. Funding both is £1000 each month on top of various other reg savers (Skipton, Nantionwide, Zoopa and various Principality accounts). I have maxed out my PSA already with received and expected interest so need to move into reg savers with maturity dates of next tax year and start to fill up my ISA (CMC now at 4.59% after promotion expiry). 

I plan to fund both Monmouthshire on Thursday and Friday, which would swallow 2k already but not sure on the 2 account thing. 

mon3ysav3r

I applied for the Monmouthshire BS Regular Saver Issue 8 paying 6%, up to £500 per month and unlimited withdrawals on their website (not app) on Friday. I have received no e-mail or any other comms from them at all yet - is anyone else waiting?

SJMALBA

mon3ysav3r said:

I applied for the Monmouthshire BS Regular Saver Issue 8 paying 6%, up to £500 per month and unlimited withdrawals on their website (not app) on Friday. I have received no e-mail or any other comms from them at all yet - is anyone else waiting?

I applied, via the website, on Friday morning circa 09:30, and received an email on Friday evening circa 19:30, acknowledging the application, and detailing the next steps - nothing since then, but hopefully, I'm just waiting on the snail mail paperwork to arrive (touch wood)?

Speculator

mon3ysav3r said:

I applied for the Monmouthshire BS Regular Saver Issue 8 paying 6%, up to £500 per month and unlimited withdrawals on their website (not app) on Friday. I have received no e-mail or any other comms from them at all yet - is anyone else waiting?

check your junkmail. should have email from them.

brucefan_2

mon3ysav3r said:

I applied for the Monmouthshire BS Regular Saver Issue 8 paying 6%, up to £500 per month and unlimited withdrawals on their website (not app) on Friday. I have received no e-mail or any other comms from them at all yet - is anyone else waiting?

Yes, I'm still waiting, applied on Thursday.

SJMALBA

Section62 said:

SJMALBA said:

Does anyone know how long it takes to open RSs with Suffolk BS, and West Brom BS, as an existing customer? Same day, with Faster Payment possible on the day for 1st deposit, or is there paperwork sent out etc.?

The Suffolk online ones are immediately available for a debit card or FP deposit.  I think there's a prompt to make the first deposit during the application process.

Thanks - I have 2 RSs from Suffolk, but couldn't remember how things went opening the second!

I've just noticed that West Brom is branch only - doh!

brucefan_2

Speculator said:

mon3ysav3r said:

I applied for the Monmouthshire BS Regular Saver Issue 8 paying 6%, up to £500 per month and unlimited withdrawals on their website (not app) on Friday. I have received no e-mail or any other comms from them at all yet - is anyone else waiting?

check your junkmail. should have email from them.

Nothing in 'Spam'  or 'Promotions' - have checked regularly

subjecttocontract

Monmouth......I applied online on 25/7 and haven't received an email from them so far. No big deal, I'm guessing they are all rather busy at the moment. They'll contact me when they are ready. I wasn't expecting an email, they didn't say they would email me. I was expecting a letter in the post, eventually.

Dugal

Monmouth RS.  Having had issues with the app I applied for the RS online Friday pm.  Have not had an email, like others.  Too early for snail mail to arrive.

Bridlington1

Nottingham BS have launched an online version of their regular saver at 4.75% (var). Seems to be same Ts&Cs as the branch/post one but with a couple of slight differences:
1. Online account can be opened by anyone over the age of 18, rather than 16 for the branch version.
2. Online version can not be opened in joint names unlike the branch version which can