The Top Regular Savers Discussion Thread

WillPS

trickydicky14 said:

Like most of you, I found the MBS app a nightmare. So much info needed to be given and I lost count how many codes went back and forth. Yes it's working ok now but what a pain in the butt that was.

They're a small regional society and the app has only been out for a couple of weeks. I presume the continual 2FA nags are a bug that'll be fixed in time.

I agree that it's suboptimal right now but it's still an improvement on the process that existed previously (which is still available if you'd prefer).

friolento

trickydicky14 said:

Like most of you, I found the MBS app a nightmare. So much info needed to be given and I lost count how many codes went back and forth. Yes it's working ok now but what a pain in the butt that was.

Crikey, what would you call an actual nightmare?

judgingjudy

Halifax Regular Saver

I note that the specifics of this account say that the funds should reach your account by the 25th of the month. Is there any reason for this?  If I open and fund it today, does anybody know whether it cause any issue?  I can't see why it should, but would welcome experience.

fonesaver

judgingjudy said:

Halifax Regular Saver

I note that the specifics of this account say that the funds should reach your account by the 25th of the month. Is there any reason for this?  If I open and fund it today, does anybody know whether it cause any issue?  I can't see why it should, but would welcome experience.

I've opened and funded on the 30th before and then again on the 1st with no problems 

ColdIron

It's just to protect your standing orders from failing due to weekends and bank holidays

You will be fine, remember to set your standing orders to the 1st of the month to maximise your interest and be able to make 13 payments

surreysaver

judgingjudy said:

Halifax Regular Saver

I note that the specifics of this account say that the funds should reach your account by the 25th of the month. Is there any reason for this?  If I open and fund it today, does anybody know whether it cause any issue?  I can't see why it should, but would welcome experience.

Its just to guard against non-working days or delays in the shortest month of the year. As long as you transfer the money by end of the the last working day of the month you should be fine.

flaneurs_lobster

surreysaver said:

judgingjudy said:

Halifax Regular Saver

I note that the specifics of this account say that the funds should reach your account by the 25th of the month. Is there any reason for this?  If I open and fund it today, does anybody know whether it cause any issue?  I can't see why it should, but would welcome experience.

Its just to guard against non-working days or delays in the shortest month of the year. As long as you transfer the money by end of the the last working day of the month you should be fine.

Or just do as I do and fund manually on the first of the month.

judgingjudy

Thanks all. I did wonder if it was to do with funds reaching it in time.

dekkard

judgingjudy said:

Halifax Regular Saver

I note that the specifics of this account say that the funds should reach your account by the 25th of the month. Is there any reason for this?  If I open and fund it today, does anybody know whether it cause any issue?  I can't see why it should, but would welcome experience.

Was about to ask the same question about the BOS Monthly Saver.

ColdIron

All LBG RSs say the same thing for the same reason