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The Top Regular Savers Discussion Thread

1396397399401402800

Comments

  • Bridlington1
    Bridlington1 Posts: 4,114 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Can anyone help point me in the direction of the “way back machine” I’ve seen mentioned on here please. 

    Specifically I’m looking for T&Cs of the Santander monthly saver I opened in November last year. My spreadsheet says £3000 MAX  but I’m sure this was a 12 months and done account. 

    I’m trying to wind down my regular savers as they end because I need to clear the 0% cards soon but I don’t want to cancel the standing order at 12 months if it goes on for 15. 

    Thanks for reading.  
    https://forums.moneysavingexpert.com/discussion/6470420/the-archived-history-of-regular-savers-thread-no-chat/p1

    For future reference the link is also on the first page of this thread.
  • Aidanmc
    Aidanmc Posts: 1,471 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Can anyone help point me in the direction of the “way back machine” I’ve seen mentioned on here please. 

    Specifically I’m looking for T&Cs of the Santander monthly saver I opened in November last year. My spreadsheet says £3000 MAX  but I’m sure this was a 12 months and done account. 

    I’m trying to wind down my regular savers as they end because I need to clear the 0% cards soon but I don’t want to cancel the standing order at 12 months if it goes on for 15. 

    Thanks for reading.  

    Was it Santander monthly saver 5% fixed?
    Would have been £200 per month, max £2400, 
  • Speculator
    Speculator Posts: 2,398 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 27 July at 8:46PM
    Can anyone help point me in the direction of the “way back machine” I’ve seen mentioned on here please. 

    Specifically I’m looking for T&Cs of the Santander monthly saver I opened in November last year. My spreadsheet says £3000 MAX  but I’m sure this was a 12 months and done account. 

    I’m trying to wind down my regular savers as they end because I need to clear the 0% cards soon but I don’t want to cancel the standing order at 12 months if it goes on for 15. 

    Thanks for reading.  
    its 2400 max and they even emailed me to advise that I have reached 2400.

    You've reached the maximum amount you can pay into your Regular Saver
     
    We're pleased to see that you’re taking advantage of the interest rate on your Regular Saver.
     
    You've reached the maximum Regular Saver balance of £2,400. Any deposits, such as a standing order request which would take the balance above this, won't be accepted.


  • allegro120
    allegro120 Posts: 2,130 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Can anyone help point me in the direction of the “way back machine” I’ve seen mentioned on here please. 

    Specifically I’m looking for T&Cs of the Santander monthly saver I opened in November last year. My spreadsheet says £3000 MAX  but I’m sure this was a 12 months and done account. 

    I’m trying to wind down my regular savers as they end because I need to clear the 0% cards soon but I don’t want to cancel the standing order at 12 months if it goes on for 15. 

    Thanks for reading.  
    It's automatic roll-over if you have SO set up.  If you don't they will close it at the end of 12 month's term.  You can withdraw from this account at any time.
  • Thank you to everyone who replied that’s really helpful and now I know what I need to do. 
    Much appreciated 😊
    User name should now read NowWhereIWantToBe  

    Amount overpaid so far £8298 (2022)

    Overpayment ready to add to funds when fixed deal runs out July 2027 £24595


    Mortgage end date when taken out : July 2050
    Mortgage current end date : January 2047

    MFW #83 Overpayments for 2025
    Jan £304 Feb £346 Mar £298 April £344 May £214 June £200 July £200 Aug £227 Sept £400

    Daily interest £3.35
    Percentage owned 48.9%
  • poshrule_uk
    poshrule_uk Posts: 159 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I think I understood this correct. The principality 6 month saver. I funded on Friday and then after that is it the 1st each month?
  • I think I understood this correct. The principality 6 month saver. I funded on Friday and then after that is it the 1st each month?
    That is how mine work :+1:
  • poshrule_uk
    poshrule_uk Posts: 159 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I think I understood this correct. The principality 6 month saver. I funded on Friday and then after that is it the 1st each month?
    That is how mine work :+1:
    Thanks very much 
  • Sorry another question.
    Does anyone know when the money will be available to withdraw from the Virgin regular saver that ends on 31st July please ?
    I would ideally use it to fund my other regular savers but unless it is available that day I won't be able to. 
    User name should now read NowWhereIWantToBe  

    Amount overpaid so far £8298 (2022)

    Overpayment ready to add to funds when fixed deal runs out July 2027 £24595


    Mortgage end date when taken out : July 2050
    Mortgage current end date : January 2047

    MFW #83 Overpayments for 2025
    Jan £304 Feb £346 Mar £298 April £344 May £214 June £200 July £200 Aug £227 Sept £400

    Daily interest £3.35
    Percentage owned 48.9%
  • SJMALBA
    SJMALBA Posts: 1,115 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    edited 28 July at 11:23AM
    Does anyone know how long it takes to open RSs with Suffolk BS, and West Brom BS, as an existing customer? Same day, with Faster Payment possible on the day for 1st deposit, or is there paperwork sent out etc.?
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