The Top Regular Savers Discussion Thread

saverkev

masonic said:

Archerychick said:

Edit - I've just noticed what's happened. I am sending money from FD Currect and the payment reference is showing as the same payment reference as the 6 month reg saver. Looks like somehow the xmas reg saver ref was over written & that's what was sent through hence why they've rejected it.

Yes, First Direct does this if you have two payees set up with the same sort code and account number. They all update to the most recent reference used. It is rather annoying.

Principality

Oddly enough I pay in to multiple Principality Accounts via my HSBC account without any issue yet it seems FD's system works differently even though FD is a division of HSBC!

masonic

saverkev said:

masonic said:

Archerychick said:

Edit - I've just noticed what's happened. I am sending money from FD Currect and the payment reference is showing as the same payment reference as the 6 month reg saver. Looks like somehow the xmas reg saver ref was over written & that's what was sent through hence why they've rejected it.

Yes, First Direct does this if you have two payees set up with the same sort code and account number. They all update to the most recent reference used. It is rather annoying.

Principality

Oddly enough I pay in to multiple Principality Accounts via my HSBC account without any issue yet it seems FD's system works differently even though FD is a division of HSBC!

Their online banking system and app have always been completely separate, unlike say Lloyds or Natwest groups where they are essentially the same under the branding.

Kim_13

Anyone else finding payment delays today? Waiting on my funds from West Brom and £50 sent to my Saffron 8% Regular early this morning hasn’t arrived yet either. I’m in England so it isn’t a bank holiday.

csw5780

Kim_13 said:

Anyone else finding payment delays today? Waiting on my funds from West Brom and £50 sent to my Saffron 8% Regular early this morning hasn’t arrived yet either. I’m in England so it isn’t a bank holiday.

Yes me too. My WB funds arrived in the last hour. Also noticed that faster payments to Natwest are delayed by 10 or so minutes at the moment. 

flaneurs_lobster

Kim_13 said:

Anyone else finding payment delays today? Waiting on my funds from West Brom and £50 sent to my Saffron 8% Regular early this morning hasn’t arrived yet either. I’m in England so it isn’t a bank holiday.

The fact that it's a "Bank" holiday in Scotland can be ignored for all banking purposes (other than visiting a bank branch). If the Bank of England have switched on RTGS then it's a banking day.

RE WestBromBS, they have been running slow all week. They failed to action a transfer I requested on Monday which has meant that this month's RS deposit has bounced as a "double payment"

ETA Now sorted after conversation with WBBS's very helpful helpdesk.

Saffron have reported problems, don't know if it's just them or more widespread

Important Messages

We are sorry that some customers are experiencing difficulties when attempting to transact on their accounts. Please be assured that we are actively working to fix this issue as quickly as possible. We appreciate your patience.

OneUser1

Progressive Building Society have made their on-line Regular Saver Issue 3 (still Issue 2 on page 1 of this thread) paying 6%.

Progressive are based in Northern Ireland but the account is open to everyone over 18 in the UK with photo ID (although the staff are friendly on the phone and previously - Issue 1 - could accommodate those without photo ID.)

jameseonline

Kim_13 said:

Anyone else finding payment delays today? Waiting on my funds from West Brom and £50 sent to my Saffron 8% Regular early this morning hasn’t arrived yet either. I’m in England so it isn’t a bank holiday.

Saffron been having issues with payments but should be sorted now

Mr._H_2

OneUser1 said:

Progressive Building Society have made their on-line Regular Saver Issue 3 (still Issue 2 on page 1 of this thread) paying 6%.

Progressive are based in Northern Ireland but the account is open to everyone over 18 in the UK with photo ID (although the staff are friendly on the phone and previously - Issue 1 - could accommodate those without photo ID.)

Not currently listed on their "regular saver" page, but rather the "online saver" page (would have thought it should appear on both pages 🤔): https://theprogressive.com/savings/online-savings/online-regular-rainy-day-saver-account-issue-3

What is Progressive's history like with changing rates on regular savers after they've been opened?

gt94sss2

OneUser1 said:

Progressive Building Society have made their on-line Regular Saver Issue 3 (still Issue 2 on page 1 of this thread) paying 6%.

Progressive are based in Northern Ireland but the account is open to everyone over 18 in the UK with photo ID (although the staff are friendly on the phone and previously - Issue 1 - could accommodate those without photo ID.)

I believe you are only allowed one Online Regular Rainy Day saver account - regardless of issue - so those who have issues 1 or 2 cannot apply..

Unless anyone has found otherwise?

soulsaver

OneUser1 said:

Progressive Building Society have made their on-line Regular Saver Issue 3 (still Issue 2 on page 1 of this thread) paying 6%.

Progressive are based in Northern Ireland but the account is open to everyone over 18 in the UK with photo ID (although the staff are friendly on the phone and previously - Issue 1 - could accommodate those without photo ID.)

Terms say ' ...you can only have one RS of any issue..'.