The Top Regular Savers Discussion Thread

Bridlington1

Skipton BS Interest Rate Cuts 9/6/25:

Home Deposit Saver/Branch Home Deposit Saver (Issues 1-4) Reduction from 4.56% to 4.31%

Bridlington1

Leeds BS Interest Rate Cuts 27/6/25:

REGULAR SAVER (ISSUE 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 56, 57, 59, 60, 61, 62 & 63) from 4.8% to 4.7%

REGULAR SAVER (ISSUE 55 & 58) from 4.95% to 4.85%

HOME DEPOSIT SAVER (ISSUE1, 2 & 3) from 4.9% to 4.8%

moi

Bridlington1 said:

Leeds BS Interest Rate Cuts 23/6/25:

REGULAR SAVER (ISSUE 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 57, 58, 60, 61, 62 & 63) from 4.8% to 4.7%

REGULAR SAVER (ISSUE 56 & 59) from 4.95% to 4.85%

HOME DEPOSIT SAVER (ISSUE1, 2 & 3) from 4.9% to 4.8%

I think Issue 55 should go alongside 56 and 59.

My issue 55 is showing the current Interest rate: 4.95%. 

Bridlington1

moi said:

Bridlington1 said:

Leeds BS Interest Rate Cuts 23/6/25:

REGULAR SAVER (ISSUE 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 57, 58, 60, 61, 62 & 63) from 4.8% to 4.7%

REGULAR SAVER (ISSUE 56 & 59) from 4.95% to 4.85%

HOME DEPOSIT SAVER (ISSUE1, 2 & 3) from 4.9% to 4.8%

I think Issue 55 should go alongside 56 and 59.

My issue 55 is showing the current Interest rate: 4.95%. 

I suspect it may be a typo on their website as last time it was issues 55 and 58 reducing to 4.95% with Issues 56 and 59 going to 4.8% IIRC. 

moi

Bridlington1 said:

moi said:

Bridlington1 said:

Leeds BS Interest Rate Cuts 23/6/25:

REGULAR SAVER (ISSUE 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 57, 58, 60, 61, 62 & 63) from 4.8% to 4.7%

REGULAR SAVER (ISSUE 56 & 59) from 4.95% to 4.85%

HOME DEPOSIT SAVER (ISSUE1, 2 & 3) from 4.9% to 4.8%

I think Issue 55 should go alongside 56 and 59.

My issue 55 is showing the current Interest rate: 4.95%. 

I suspect it may be a typo on their website as last time it was issues 55 and 58 reducing to 4.95% with Issues 56 and 59 going to 4.8% IIRC. 

It must be. I saw it wasn't you, but they'd done it on their own site. Had to double check myself to be sure I wasn't going mad!

Bridlington1

Bridlington1 said:

moi said:

Bridlington1 said:

Leeds BS Interest Rate Cuts 23/6/25:

REGULAR SAVER (ISSUE 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 57, 58, 60, 61, 62 & 63) from 4.8% to 4.7%

REGULAR SAVER (ISSUE 56 & 59) from 4.95% to 4.85%

HOME DEPOSIT SAVER (ISSUE1, 2 & 3) from 4.9% to 4.8%

I think Issue 55 should go alongside 56 and 59.

My issue 55 is showing the current Interest rate: 4.95%. 

I suspect it may be a typo on their website as last time it was issues 55 and 58 reducing to 4.95% with Issues 56 and 59 going to 4.8% IIRC. 

Further to this I've just telephoned them and the initially slightly bamboozled member of staff I spoke to has had a look at the closed issues pdf vs the base rate announcement and agrees with me that it seems to be a typo and shall pass on the interest rate discrepancy to get it looked into.




For now I shall omit the Leeds BS interest rate cuts from my interest rates cuts table and from the archived thread until I have final confirmation of the correct rates but I suspect it shall be issues 55 & 58 reducing from 4.95% to 4.85% with the rest slipping to 4.7%.

allegro120

Ecology BS are reducing rates on all their accounts by 0.25% from Wednesday 28 May 2025.

Born2Save_3

Mansfield BS Bonus Regular Saver Issue 8

My Mansfield BS Bonus Regular Saver Issue 8 is coming up to 12 months soon, when the rate will drop to 3.75% for the next 12 months, I understand.  As this account remains the same regular saver after the 1 year point, I believe that I wouldn't be able to apply and hold the same account again.  Has anyone been through the process of closing this account down and then applying for a new one ?  If so, what was your experience ?

I'm aware that this account is stated as branch and post operation only, so I would need to find my passbook, (if I have one) and post it in possibly with a closure/withdrawal form or a letter of instruction.  But has anyone been able to do this through online messaging or an email or over the phone ?

Thanks in advance.

Bridlington1

Born2Save_3 said:

Mansfield BS Bonus Regular Saver Issue 8

My Mansfield BS Bonus Regular Saver Issue 8 is coming up to 12 months soon, when the rate will drop to 3.75% for the next 12 months, I understand.  As this account remains the same regular saver after the 1 year point, I believe that I wouldn't be able to apply and hold the same account again.  Has anyone been through the process of closing this account down and then applying for a new one ?  If so, what was your experience ?

I'm aware that this account is stated as branch and post operation only, so I would need to find my passbook, (if I have one) and post it in possibly with a closure/withdrawal form or a letter of instruction.  But has anyone been able to do this through online messaging or an email or over the phone ?

Thanks in advance.

I've recently closed my second Mansfield Bonus RS. 

I've not had any luck closing it online or by phone, each time I was told to send in my passbook. As my nearest branch is over 100 miles away I've opted for postal closure.

Closure is by cheque or transfer to another Mansfield BS account, or cash if closing it in branch. They can however split the cheque into smaller ones if you wish as I found when closing my tracker 90 account a while back (split into over a dozen cheques IIRC).

I also tried asking them to close a postal account by faster payment a while back and they sent me a letter saying if I wanted a faster payment there'd be a charge but closure by cheque would be free and asking me how I wished to proceed.

For closures there's no form, I just send my passbook in one of their prepaid envelopes with a small note (printed on the back of an old envelope) with the date, account number, and that I'd like to close by cheque with my signature on the bottom and they just close the account. 

chris_the_bee

Born2Save_3 said:

Mansfield BS Bonus Regular Saver Issue 8

My Mansfield BS Bonus Regular Saver Issue 8 is coming up to 12 months soon, when the rate will drop to 3.75% for the next 12 months, I understand.  As this account remains the same regular saver after the 1 year point, I believe that I wouldn't be able to apply and hold the same account again.  Has anyone been through the process of closing this account down and then applying for a new one ?  If so, what was your experience ?

I'm aware that this account is stated as branch and post operation only, so I would need to find my passbook, (if I have one) and post it in possibly with a closure/withdrawal form or a letter of instruction.  But has anyone been able to do this through online messaging or an email or over the phone ?

Thanks in advance.

Mansfield BS Bonus Regular Saver Issue 8
I closed mine WEF the one year anniversary. You need to send a letter requesting when to close with the passbook. They then send a cheque for the principal and interest. Messaging, email & phone don't work. they do not pay by FPS, only cheque. You can message asking if they received your letter and they will confirm. Once the account is reduced to zero you can open another one if still available. You will still see the old account online, even when it is closed. All worked perfectly as per above.