We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Extra pension payments to get tax back

2»

Comments

  • Hal17
    Hal17 Posts: 420 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    I noticed that you have a Nest Pension. My Daughter has recently asked me if she should add additional funds into small Nest Pension. 

    Please be aware that Nest charge 1.8% on any new contributions you make into the pension and then 0.3% on the total fund value. I told my Daughter to open a new personal pension with a different provider.
  • Albermarle
    Albermarle Posts: 31,033 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    Hal17 said:
    I noticed that you have a Nest Pension. My Daughter has recently asked me if she should add additional funds into small Nest Pension. 

    Please be aware that Nest charge 1.8% on any new contributions you make into the pension and then 0.3% on the total fund value. I told my Daughter to open a new personal pension with a different provider.
    The 1.8% is a pain, but 0.3% all in is pretty good for smaller amounts.
    Remember that many pensions have separate charges for the pension administration ( platform charge) and the investment(s) 
    Just check carefully before changing.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.2K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.8K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.