Self Build home with no NHBC

Veedubqueen

Hi all, I have recently completed an individual self build home.  As I had all intention to live here forever I didn't feel an NHBC was worthwhile.  I am now looking to sell and move in the next couple of years but am aware I may have an issue with buyers securing a mortgage.  I have seen conflicting information and even some stating that 'self builds' do not need one to be mortgagable. Obviously it was all signed off by local authority building control. 
Any help or experience would be much appreciated, many thanks 

user1977

Literally self build, or any professionals involved? Architects' certificate (if one supervised the project) will be acceptable to many lenders.

Veedubqueen

There is no architects certificate as they  did not oversee the build.  It was myself and my father that built with individual trades with building control overseeing the works 

kingstreet

Any buyer will have severely limited mortgage options until the property is ten years old.

ACG

Have a look at global home warranties, based in NI. I am not sure if they do individual properties, but they may be able to help or point you in the right direction. 

If they can help, that should open up a few lenders. 

Veedubqueen

Thanks for the responses so far, any enlightenment re the fact it's a genuine self build and not a development, I had read some lender guidance that particularly mentioned guidance not applicable to self builds? 

ACG

New builds/self builds are not really my thing. But I would assume anything you have read assumes you have some sort of warranty. Whether it be architects, PCC etc. 

user1977

Veedubqueen said:

I had read some lender guidance that particularly mentioned guidance not applicable to self builds? 

Can you point us towards what you're talking about? Being a "genuine self build" isn't going to help any.