Scam email? Or legit?

Nwhitex3

Hi all! Does this look legit or a scam email? Thank you 


Good Afternoon,

I trust this message finds you in good health. My name is John Maxwell, representing Money Wellness Group. I am writing to formally notify you of a matter of utmost importance.
We have received a legal complaint on behalf of the following institutions:

DCBL LTD
LANTERN LTD
SAFETY NET LTD
LOWELL FINANCIAL GROUP LTD
MOORCROFT FINANCIAL GROUP LTD
This complaint pertains to the non-compliance with contractual payments and the subsequent classification of all associated accounts as defaults.

Brie

My first guess is scam but....

email or in the post?    Do you recognise any of those companies?

I mean, I've heard of them all for various reasons but I've never heard of Money Wellness writing to anyone to say that debt collectors got together and complained about anyone.  

Nwhitex3

Email, its from someone called John maxwell and the email is a gmail account, thank you. 

Nwhitex3

I do have debts with a couple of these, I have contacted Lowell as I'm not behind with any payments who have said there's absolutely no legal action against me, it just seemed legit the email

MeteredOut

I would suggest any email with the words "notify you of a matter of utmost importance" is 99.99% a scam.

marcia_

 Also think its a scam. Hoping you are in good health is a phrase typical of a foreign scammer not a legitimate uk company 

flaneurs_lobster

Nwhitex3 said:

Email, its from someone called John maxwell and the email is a gmail account, thank you. 

No reputable company uses a free gmail account for business.

Scam

twopenny

I'm saying scam as it has all the hallmarks.

There is no John Maxwell listed for their company at Companies house.

They are a company but a company wouldn't be using Gmail.

You recognise some of the names listed but not all - so they throw the lot out there with a hope that there will be one you identify with

I trust this message finds you in good health. and a matter of utmost importance. This arent' the phrases used by UK institutions (or any) when there is a legal problem

You could contact them and ask on the correct address

The address given is contactus@moneywellness.com. Post: Money Wellness, Think Park, Mosley Road, Trafford Park, Manchester. M17 1FQ. Phone: 0161 518 8285

I've been getting texts puporting to be from the NHS recently. With the new online records thing, prescriptions ordered by phone, and so on it's new enough to read 'your NHS account is being closed' could hook some people in.

A check with the surgery said they hadn't sent anything.

Would be interested to know where they picked up my number because I keep it pretty private.

Scott_Weiland79

My advice its a scam, I have spoke with clients at work who have received similar emails. I work for a banks fraud prevention team, and have seen similar mails. The wording of the first sentence is the give away.

If a collections agency was contacting you even with new financial regulations ie the customer duty act that came in back in 2023 they wouldnt ask you that. The fact he gives his name is to try and gain trust.