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Paying loans when off sick

Aardvaarkfc17
Posts: 1 Newbie
in Loans
Is there a template letter/email available, to send to creditors to ask for a 'grace' period when off sick (following an operation) for a few weeks?
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You'd normally need to go via a debt advisor, though there's no harm in speaking to your lender directly and seeing if they can help. Do be aware that, if they agree to a payment holiday, this will be recorded on your credit file.Do you not receive sick pay from your employer? You should be entitled to SSP at the very least, most employers will continue to give you full pay for a period.0
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CliveOfIndia said:Do you not receive sick pay from your employer? You should be entitled to SSP at the very least, most employers will continue to give you full pay for a period.
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Aardvaarkfc17 said:Is there a template letter/email available, to send to creditors to ask for a 'grace' period when off sick (following an operation) for a few weeks?I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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