📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Can I get a mortgage while on a DAS?

Options
I’m currently 1 year Into a 4 year DAS.

i know getting a mortgage will be slim to none but my long term partner and I are looking into it.

i have a lot of disposable income now and my partner and I have around £30k for a deposit.

can we get a mortgage using my income aswell as hers but not be on the actual mortgage?

any advise would be greatly appreciated. Its either this or continue to rent.

Comments

  • ACG
    ACG Posts: 24,583 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Speak to a broker. 
    I do a lot of adverse but not so many DAS applications crop up, probably because we are south of the border. 
    Adverse in scotland is a slim market, but it is possible. Im not sure on the size of deposit or likely rates as its been a good while since I had to research that situation but I am 99% sure it is possible. 
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.