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Don't Dilly Dally Dolly - 2025 and Beyond

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  • Had a medical appointment this morning for the car crash I was in back in May. 

    We'll see what comes of that. 

    Back home and working.

    I'll need to work on later tonight because I was out all morning for that appointment but can just get cosy on the couch with the laptop so it's not all bad. 
    Debt Free - 4th June 2025
  • 10 books for £1 is a bargain! 
    *Dad loan - £5300 - £7400
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£0

    Barclaycard - £2315.25 - £0.00

    *Total debt - £7400/£10680.85*


    Savings
    *Savings Buffer - £1000/£1500
    *Emergency Fund - £1000/£1500


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • @Sarahwithlove - I know! All brand new aswell so well happy with that. 
    Debt Free - 4th June 2025
  • So @misstara has inspired me with her organisation and I've set up the following in my accounts;
    • MOP - Mortgage Overpayments 
    • LISA - Lifetime ISA 
    I'll add what I can to them then at the end of each month pay to the accounts.
    Debt Free - 4th June 2025
  • Been a busy day today. 

    Not long in from my last paid dog walk so had something to eat, got SWAT on and just finishing up some work bits before bed. 

    Tomorrow and Thursday I'm supposed to be in the office but WFH due to this rubbish weather. 

    This is good because I can try and get all my housework done and my Christmas tree up! Also picked up another 4 paid dog walks that I would have missed out on so - show me the money!
    Debt Free - 4th June 2025
  • Haven't made my full payment to the Lloyds CC this month because well Christmas! Paid £150.00 and still have £180.91 to pay this month so will add to that as and when I can.
    Debt Free - 4th June 2025
  • Update on the Lloyds payment - another £30.91 paid today - £150.00 to be paid by 31st December to hit my target. 
    Debt Free - 4th June 2025
  • Took the dogs out a bit earlier cos of this weather. 

    I'll probs need to take them for another toilet break before bed but it's so cold and icy here - miracle that I've not fallen today. 

    I've got to head out to walk my evening dogs but they won't even want to go out so I'll cuddle them and watch a bit of telly then home after 30 minutes. 
    Debt Free - 4th June 2025
  • Had a day off work today but still ended up really busy. 

    Took on a couple of extra dogs walks because I need the money and had the time. 

    I'm just in from Bailey and Luna's last walk, they've been fed and I've got the oven on so will have something to eat then early night for me - as usual. 
    Debt Free - 4th June 2025
  • lilian1977
    lilian1977 Posts: 5,157 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good luck Dolly, I'll follow your thread. I'm mortgage free after overpaying for 13 years, feels great!
    My debt free diary | Post Office loan: £2131 1429.38 | Barclaycard: £4429 1988.12 | Paypal Credit £322.71 574.91 | Monzo Flex £169.03 |

    Total £4151.44 | £2900.30 of £7051.74 paid off since diary started October 2024.
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