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My debt free dream
mirrormirroronthewall27
Posts: 3 Newbie
Hi everyone
I've found all your debt free diaries and updates so motivating.. so I've decided to start one for my own accountability and motivation!
I started out with £13123 total debt, mostly on CC, but hoping to make my first payments towards them at the end of this week!
Aqua - £5021
Vanquis - £3500
Capital One - £2702
£1500 on overdraft
and £400 on Klarna
im looking for ways to make money on the side, I've started listening some items on fb marketplace and vinted and have started on the survey site Prolific too! My no spend November has been going great even with those sneakily tempting Black Friday sales.
I've found all your debt free diaries and updates so motivating.. so I've decided to start one for my own accountability and motivation!
I started out with £13123 total debt, mostly on CC, but hoping to make my first payments towards them at the end of this week!
Aqua - £5021
Vanquis - £3500
Capital One - £2702
£1500 on overdraft
and £400 on Klarna
im looking for ways to make money on the side, I've started listening some items on fb marketplace and vinted and have started on the survey site Prolific too! My no spend November has been going great even with those sneakily tempting Black Friday sales.
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Comments
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Well done it seems like you've made quite a dent in the debts already*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/0 -
here are some of my debt-free goals before the end of the year..
1. Pay off Klarna
It's my smallest amount to deal with and it would be great to start with a big NO to BNPL forever!
2. Budget better
I know i can do better with budgeting to stop me from dipping into my overdraft. hopefully my side hustles help me out here too with some extra cash
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