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I think the title was poorly worded. "Why you should take your pension at 55."
I know if i took mine , the DWP would steal it until 67.
As for DB pensions, i know nothing about them,but plenty of people seem to have done some calculations.
As for DC pensions, having the flexibility of choice of when to take it or how much to take, is what makes it so appealing.
What makes human discourse so interesting, is the wide difference in lived experiences, opinions and situations, and the communication we have (like though forums). Through this process we interact and learn more about subjects, and for my part is why i enjoy grazing this forum.
FWIW There are a few people in the NHS with legacy special class status (SCS) who can take their 1995 pension at 55.
All new contributions to NHS pensions accrue in the 2015 scheme, and whether or not it is taken the 1995 grows by inflation so it doesn't get any bigger by leaving it. Thus not taking it is giving up money which cannot be backdated (the rules are a bit different if you don't currently work for the NHS and the pension is deferred).
So for one very small niche case the OP is correct.
The thing to learn from all this is "understand your pension"
