TESCO Bank email

Hi all,

I have had the following email from Tesco Bank today and have just spent half an hour unsuccessfully trying to contact them. They appear to have closed my online banking account.

This CC account was defaulted over two years ago. How can they be resurrecting interest charges?

Thanks

TG

Comments

  • pramsay13
    pramsay13 Posts: 2,109 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Have you been paying it off?
    Presumably they are wanting to check if the issues from a couple of years ago still apply.
  • Rob5342
    Rob5342 Posts: 2,283 Forumite
    1,000 Posts Third Anniversary Name Dropper
    I'd imagine that its a standard email. If does say (if applicable), so if it has defaulted then interest shouldn't be added. 
  • sourcrates
    sourcrates Posts: 31,041 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Generic email, non of your concern as already defaulted.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • Rob5342 said:
    I'd imagine that its a standard email. If does say (if applicable), so if it has defaulted then interest shouldn't be added. 
    Generic email, non of your concern as already defaulted.
    Thanks both - I had read the email very literally as is my way. Of all my creditors I find TESCO to be the most hard nosed and vicious. They are aware that I have serious Asperger's and am on their "vulnerable" list yet they still send things like this which put me in a tailspin. I sometimes get the feeling that that's their aim.

    Just because I'm paranoid doesn't mean that they're not out to get me :D
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