We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Advice sought please - Contacted by Moorcroft

Billy_Dandy
Posts: 66 Forumite

Although it was only a matter of time, it was still a bit disconcerting...
I received an email from Moorcroft today.
They are acting on behalf of Amazon Pulse card.
I reported at the beginning of November that Pulse card had written to me (paper letter) to say my account had been terminated. As of today's date, it is still not showing as a default on my credit report. Just two missed payments, although I last paid them in July.
A snippet of the Moorcroft email is attached.

I am just dealing with a funeral at the moment so that has taken all of my emergency fund, so i'm not ready to pay anything just yet.
Advice please?
Thank you.
I received an email from Moorcroft today.
They are acting on behalf of Amazon Pulse card.
I reported at the beginning of November that Pulse card had written to me (paper letter) to say my account had been terminated. As of today's date, it is still not showing as a default on my credit report. Just two missed payments, although I last paid them in July.
A snippet of the Moorcroft email is attached.

I am just dealing with a funeral at the moment so that has taken all of my emergency fund, so i'm not ready to pay anything just yet.
Advice please?
Thank you.
0
Comments
-
Moorcroft will just work through their standard letters for a few months.
So if you want to take a break before making payments now is a good time.
It's also sensible to with until you can see that it's defaulted1 -
0
-
Moorcroft are simply acting as a collector, a few standard letters, and they will return it to their client.
Get that emergency fund started in the meantime.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
@sourcrates Thank you.0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.5K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.5K Work, Benefits & Business
- 599.7K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards