DB pension moved to DC after divorce

Silvertabby

xylophone said:

You may find this of interest

https://techzone.abrdn.com/public/pensions/Tech-guide-pension-sharing-div

Death of ex-partner before implementation

Where the member's former spouse or civil partner dies before the pension sharing order has been implemented:

• if the scheme rules permit, the scheme may pay lump sum death benefits and/or survivors' pensions to one or more of the former spouse's or civil partner's beneficiaries
• if the pension credit rights are not used (or not fully used) in this way, the liability is still deemed to be fully discharged. The remaining pension credit rights are treated as a surplus under normal rules

I don't see how your ex husband's arrangement fits with this.

This.  Even a court order can't tell a pension scheme what to do if that would contravene the scheme rules. 

Cobbler_tone

Reading this made me shudder. I can recall getting quotes from the actuary for mine. I decided to give everything away, the house, paid debts off and a hefty cash sum to retain 100% of my pension. It was the only way I could see to secure the home for my ex & children and be OK myself.
Best of luck.

Marcon

Silvertabby said:

xylophone said:

You may find this of interest

https://techzone.abrdn.com/public/pensions/Tech-guide-pension-sharing-div

Death of ex-partner before implementation

Where the member's former spouse or civil partner dies before the pension sharing order has been implemented:

• if the scheme rules permit, the scheme may pay lump sum death benefits and/or survivors' pensions to one or more of the former spouse's or civil partner's beneficiaries
• if the pension credit rights are not used (or not fully used) in this way, the liability is still deemed to be fully discharged. The remaining pension credit rights are treated as a surplus under normal rules

I don't see how your ex husband's arrangement fits with this.

This.  Even a court order can't tell a pension scheme what to do if that would contravene the scheme rules. 

Indeed - but courts have been known to make orders which actually aren't 'right' or capable of being implemented, especially in the early days of pensions being taken into account in divorce settlements.

OP, your opening post refers to the scheme 'never including' the details on your statements, which suggests this order was made a while back. How many years ago...?