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ayupmeduck
Posts: 244 Forumite
Account information
- opening date: March 2022
- default date: August 2023
Payment history
- first reported: February 2021
- default appeared: July 2022
- account has been satisfactorily closed: August 2023, closing balance £809
Do I ignore? am I being thick here
- opening date: March 2022
- default date: August 2023
Payment history
- first reported: February 2021
- default appeared: July 2022
- account has been satisfactorily closed: August 2023, closing balance £809
Do I ignore? am I being thick here
Debt £7976 | Savings £350Aims: Buy first home 2026-8. £20k deposit
0
Comments
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Are you sure this is the same debt?0
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yes it's on my credit report as the same debt, think they have the payment history wrongManyWays said:Are you sure this is the same debt?Debt £7976 | Savings £350Aims: Buy first home 2026-8. £20k deposit0 -
The errors are in your favour as it will drop off sooner than it would have with the correct default date, so not a reason to complain!0
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even though the default date is 2023 not 2022 on the account history/information?ManyWays said:The errors are in your favour as it will drop off sooner than it would have with the correct default date, so not a reason to complain!Debt £7976 | Savings £350Aims: Buy first home 2026-8. £20k deposit0 -
Can you clarify, which of the "account information" or the "payment history" is what actually happened and which is what is showing on your credit reports?0
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Both are showing on my credit reports. account information is correct, emails show I opened the account in March 2022.ManyWays said:Can you clarify, which of the "account information" or the "payment history" is what actually happened and which is what is showing on your credit reports?
Debt £7976 | Savings £350Aims: Buy first home 2026-8. £20k deposit0
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