State pension advise please.

hewittinspain

eskbanker said:

hewittinspain said:

molerat said:

https://www.gov.uk/international-pension-centre

Brill.
When i look at my forecast it says I'm forecast to get £221 if I contribute 14 more years of NI contributions but at the bottom of the page it says I was contracted out so is that forecast wrong and just an estimate or should I get that if I contribute to what they need?

Your forecast already takes that contracting out into account.

So I can still get the full pension then if I contribute to another 14 years of full NI going forward? 
I would have thought my forecast may have been less if I had been contracted out at some point years ago (although I don't know when I was contracted out and I don't know how long for)

eskbanker

hewittinspain said:

eskbanker said:

hewittinspain said:

molerat said:

https://www.gov.uk/international-pension-centre

Brill.
When i look at my forecast it says I'm forecast to get £221 if I contribute 14 more years of NI contributions but at the bottom of the page it says I was contracted out so is that forecast wrong and just an estimate or should I get that if I contribute to what they need?

Your forecast already takes that contracting out into account.

So I can still get the full pension then if I contribute to another 14 years of full NI going forward? 
I would have thought my forecast may have been less if I had been contracted out at some point years ago (although I don't know when I was contracted out and I don't know how long for)

Yes.

Your forecast already takes that contracting out into account.

GunJack

hewittinspain said:

eskbanker said:

hewittinspain said:

molerat said:

https://www.gov.uk/international-pension-centre

Brill.
When i look at my forecast it says I'm forecast to get £221 if I contribute 14 more years of NI contributions but at the bottom of the page it says I was contracted out so is that forecast wrong and just an estimate or should I get that if I contribute to what they need?

Your forecast already takes that contracting out into account.

So I can still get the full pension then if I contribute to another 14 years of full NI going forward? 
I would have thought my forecast may have been less if I had been contracted out at some point years ago (although I don't know when I was contracted out and I don't know how long for)

If you were contracted out it means you've got a works pension floating around somewhere from a previous employer you could do with tracking down...it can only be good for you. 

Try the government pension tracing service for help with this, and try and remember where you worked before you went to Spain!!!

hewittinspain

GunJack said:

hewittinspain said:

eskbanker said:

hewittinspain said:

molerat said:

https://www.gov.uk/international-pension-centre

Brill.
When i look at my forecast it says I'm forecast to get £221 if I contribute 14 more years of NI contributions but at the bottom of the page it says I was contracted out so is that forecast wrong and just an estimate or should I get that if I contribute to what they need?

Your forecast already takes that contracting out into account.

So I can still get the full pension then if I contribute to another 14 years of full NI going forward? 
I would have thought my forecast may have been less if I had been contracted out at some point years ago (although I don't know when I was contracted out and I don't know how long for)

If you were contracted out it means you've got a works pension floating around somewhere from a previous employer you could do with tracking down...it can only be good for you. 

Try the government pension tracing service for help with this, and try and remember where you worked before you went to Spain!!!

Funny enough in 2021 I got a letter from Reassure telling me they have been trying to find me and I have a pension of just over £5k. I had to update some personal details to verify who I was.
I wonder if that was the works pension from years ago as I had no idea about it and I'm not sure if I should leave it separate. I work for Royal Mail now and Ive been in their pension scheme since 2013.