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ACI

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Dear All, Am hoping for some advice on how to deal with ACI. They wrote to me a few weeks ago stating i owed money to Intrum Uk Finance. I may well owe it .. but it would be about 15 years ago and tbh i cannot recall. I ignored the letter and then again a week later another letter to say they would send a company called verify to call at my house. Last night a guy turned up to hand deliver a letter. What would be the best way to dea with matter … im not saying i dont owe the money.But i certainly dont recognise it. any help would be greatfully recieved. thank you

Comments

  • sourcrates
    sourcrates Posts: 31,595 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Send the prove-it letter to get details of the debt.

    Sounds like it may well be statute barred, assuming you have not made payment to the debt within the last 6 years?
    If that is the case a further letter informing them of such will put the matter to bed.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • Thank you sourcrates … would you suggest sending prove it first? And await a reply before sending SB letter. I havent made any payments at all
  • fatbelly
    fatbelly Posts: 22,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    edited 8 November 2024 at 2:39PM
    Yes, there are loads of threads like this. ACI/intrum must have bought a load of dodgy debts.

    Prove-it first then statute barred letter or that hybrid letter from the sticky threads that says I have no idea what this is but from the info you have supplied it would be statute barred anyway.

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