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PM22
Posts: 277 Forumite
Hi,
I am moving soon. I''m on a DMP with PayPlan but I have secured a mortgage with Haysto.
I am going to pay off my DMP with the proceeds.
Will I be able to offer reduced settlements as I have been in a DMP for 2.5 years?
I am moving soon. I''m on a DMP with PayPlan but I have secured a mortgage with Haysto.
I am going to pay off my DMP with the proceeds.
Will I be able to offer reduced settlements as I have been in a DMP for 2.5 years?
0
Comments
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Turning unsecured debt into secured debt is not always a good choice, however, its a free country, you can make settlement offers to whoever you choose.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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