We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Maintenance loan and Mortgage
 
            
                
                    crunchybroccoli                
                
                    Posts: 1 Newbie                
            
                        
            
                    I’m currently a part time student who is looking to apply for a mortgage next year. I work during the week as my uni classes are at the weekend. I’m in the process of applying for my student finance for next year (academic year starting in January) and was wondering if active maintenance loan payments coming in would affect me applying for a mortgage. If this was the case I would not opt for these payments but I just need some advice really.                
                0        
            Comments
- 
            
 I don't believe student loan debt is counted in mortgage affordability unless you are actively repaying it. It's a good debt as far as they go.crunchybroccoli said:I’m currently a part time student who is looking to apply for a mortgage next year. I work during the week as my uni classes are at the weekend. I’m in the process of applying for my student finance for next year (academic year starting in January) and was wondering if active maintenance loan payments coming in would affect me applying for a mortgage. If this was the case I would not opt for these payments but I just need some advice really.0
Confirm your email address to Create Threads and Reply
 
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
