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BTL Mortgage
StandTall55
Posts: 11 Forumite
I have a BTL Mortgage which runs out at the end of March 2025, where the tenant are leaving the house in the middle of January 2025. Plus I want to change the Mortgage so that it is a standard fixed one from April 2025 so that I can live back in the property
Can I move back into the house after the tenants have moved out in January 2025 when the Mortgage is still a BTL Mortgage?
Thanks
Can I move back into the house after the tenants have moved out in January 2025 when the Mortgage is still a BTL Mortgage?
Thanks
0
Comments
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You technically can't, but for 3 months I don't think it's going to be a massive issue.2
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Officially, no, but I know several people who live in houses they have a BTL mortgage on, it's not that rare. Certainly with only a few months it's probably not going to cause you problems.
You have two options; move in and keep quiet, or let your BTL lender know what you plan to do0
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