We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Quickest way to get balances to 0
Options
Comments
-
If the limit on that card is say £3k, you could shuffle say 1.4k off a 26% card over time. Doesn't reduce you debt but does reduce what you pay back.
Requires iron discipline though.If you've have not made a mistake, you've made nothing0 -
RAS said:If the limit on that card is say £3k, you could shuffle say 1.4k off a 26% card over time. Doesn't reduce you debt but does reduce what you pay back.
Requires iron discipline though.0 -
OK, so you need to identify those costs you can pay on the cheaper card rather directly from your bank account, and then repay the same value to higher rate card.
I'd be tempted to see what you can get off that card that revert in September 2025?If you've have not made a mistake, you've made nothing0 -
RAS said:OK, so you need to identify those costs you can pay on the cheaper card rather directly from your bank account, and then repay the same value to higher rate card.
I'd be tempted to see what you can get off that card that revert in September 2025?0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.1K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards