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  • RAS said:
    What's the limit on the 21.66% card, third from the bottom?
    Howcome?  
  • RAS
    RAS Posts: 35,670 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    If the limit on that card is say £3k, you could shuffle say 1.4k off a 26% card over time. Doesn't reduce you debt but does reduce what you pay back.

    Requires iron discipline though.
    If you've have not made a mistake, you've made nothing
  • Hamiltonc
    Hamiltonc Posts: 103 Forumite
    Fourth Anniversary 10 Posts
    RAS said:
    If the limit on that card is say £3k, you could shuffle say 1.4k off a 26% card over time. Doesn't reduce you debt but does reduce what you pay back.

    Requires iron discipline though.
    Yeah no further transactions would go on for sure so I guess that's a possibility to look at 
  • RAS
    RAS Posts: 35,670 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    OK, so you need to identify those costs you can pay on the cheaper card rather directly from your bank account, and then repay the same value to higher rate card.

    I'd be tempted to see what you can get off that card that revert in September 2025?
    If you've have not made a mistake, you've made nothing
  • RAS said:
    OK, so you need to identify those costs you can pay on the cheaper card rather directly from your bank account, and then repay the same value to higher rate card.

    I'd be tempted to see what you can get off that card that revert in September 2025?
    Don't quite understand 
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