What to do with bank account inc overdraft

exponential

Morning guys,

I have stopped paying all current debts as planned but I'm unsure what to do about my bank account. There is a £3.5k overdraft on this account which is now over it's overdraft limit as I no longer have any money going into it and all DD's and SO's have been transferred to my new basic bank account.

What do I do about this?

It's with Halifax and is an Ultimate Reward Account

tigergambit

Just treat the same as other debts. Make sure you don't have any payments going in.

exponential

Thank you, much appreciated. 

ManyWays

If you have been in the overdraft continuously, every day, for a long period, an affordability complaint may work.

exponential

ManyWays said:

If you have been in the overdraft continuously, every day, for a long period, an affordability complaint may work.

Ah, what is this? Affordability? 

ManyWays

Check out the Debt Camel website for templates for irresponsible lending / affordability complaints

exponential

ManyWays said:

Check out the Debt Camel website for templates for irresponsible lending / affordability complaints

Thank you very much.

Much appreciated.