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Skipton mortgage off sick

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Hi. I've had a mortgage offer with Skipton. I'm almost at the completion stage. The thing is, I'm not well and have been signed off sick for 2 weeks. This will decrease my income as I only work part time anyway as a carer.

Will this go against me when I am finally ready to complete? I'm not sick often and if I could work I would. Do Skipton ask for more recent payslips when I get my completion date?

@Skipton_Building_Society_Representative

Comments

  • ACG
    ACG Posts: 24,570 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    If you complete without needing an extension, it is very unlikely they will request more payslips. 

    But I suppose the bigger question is whether you should complete. Can you afford the mortgage, what happens if you struggle long term etc. 
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • ACG said:
    If you complete without needing an extension, it is very unlikely they will request more payslips. 

    But I suppose the bigger question is whether you should complete. Can you afford the mortgage, what happens if you struggle long term etc. 
    The mortgage is super low so I would be able to cover the payments just fine. 
  • Hi there, please could you send us a direct message via social media (Facebook, Instagram, X) so we can learn more about your application and advise further? Thank you - Skipton
    Official Company Representative
    I am the official company representative of Skipton Building Society. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
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