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TBI Financial and Standing Orders
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thelibrarian11
Posts: 146 Forumite

Hi,
I'm trying to pay all 17 of my creditors by standing order. TBI financial have sent letters that say if I want standing order details I have to phone them. I know the advice is to just communicate by letter and only pay by standing order. What would you do in this situation? I could - phone them, ignore them, pay them through the website or direct debit instead. They also wanted my budget details to prove I can't afford it, which I won't be giving them.
I'm trying to pay all 17 of my creditors by standing order. TBI financial have sent letters that say if I want standing order details I have to phone them. I know the advice is to just communicate by letter and only pay by standing order. What would you do in this situation? I could - phone them, ignore them, pay them through the website or direct debit instead. They also wanted my budget details to prove I can't afford it, which I won't be giving them.
Debt owed
22/08/2024: £25577.87
22/04/2025: £19646.78
Difference: -£5931.09
Percentage of debt paid off: 23%
Diary - A Lifetime of Debt
22/08/2024: £25577.87
22/04/2025: £19646.78
Difference: -£5931.09
Percentage of debt paid off: 23%
Diary - A Lifetime of Debt
0
Comments
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surely if you come to an arrangement to pay them £xx.xx per month - as long as they get the payment they can't do anything...0
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You should definitely do it by standing order so you are in control, you can change it however you want then instead of having to contact them (which of course is why they prefer debit card payments)
Their website says you can email them about paying by standing order. I would do that and stay firm, they will probably give them to you if you stand your ground, they just like to make it difficult for people so they pay by card instead. You could phone them if you wanted to, just keep it to asking for the standing order details and dont get drawn into any other discussions they might want.0 -
Ah cool I'll try email, thanks!Debt owed
22/08/2024: £25577.87
22/04/2025: £19646.78
Difference: -£5931.09
Percentage of debt paid off: 23%
Diary - A Lifetime of Debt0 -
Get their bank details, pay via online banking instead.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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