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Mortgage additional borrowing-valuation

We've recently requested additional borrowing to renovate our house. I have received a random text message stating that my lender has requested a valuation using Legal and General survey services.  
- I did not receive any communication from the mortgage lender alerting me that they instructed LGSS, is this normal?
-Is it worth doing anything to the house in advance of this survey?
-I've heard horror stories about LGSS- could we negotiate someone else?

Comments

  • kingstreet
    kingstreet Posts: 39,241 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Depends on lender. Some might tell you, some won't.

    Probably not.

    Probably not. Lenders don't like the valuation process being interfered with by brokers nor applicants.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • Brie
    Brie Posts: 14,388 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    If it was a random and unexpected text I would ring them to find out if they actually sent it on the off chance that it is spam of some sort.
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe and Old Style Money Saving boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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