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Capquest CCA Request

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Hi All, 

So I sent a CCA request to Capquest back in July this year.  The only response I got was an undated/unaddressed letter about a week later returning my fee and saying they will issue a response as soon as possible.  Ive had no further response to my request since. 

However, last month I got a letter from Capquest notifying me that they are 'now managing my account' for the exact same debt but with a completely different reference number.  

Ive not paid them anything for the past 2 months and they have not chased payment at all.  However, Im confused as to why they have now writtent to me as a new customer with a completely new reference number for the same debt.   It was originally with virgin money and I only ever had one account with them.   

Does anyone have any ideas why this would be the case, and/or if this is some kind of DCA shenanigans to get out of issuing the CCA?  Should I be chasing up for them to confirm the debt is unenforceable?

Thanks in advance.

J

Comments

  • fatbelly
    fatbelly Posts: 22,982 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    It sounds like they are messing around and know it's unenforceable.

    Ignore everything up to a preaction letter should one ever arrive
  • Rob5342
    Rob5342 Posts: 2,422 Forumite
    1,000 Posts Third Anniversary Name Dropper
    edited 16 October 2024 at 12:07PM
    I had something similar where I kept getting bounced around between Intrum, Capquest and Resolvecall with each of them saying I would need to contact one of others about the CCA (a deliberate attempt to frustrate the process of getting it I'm sure). I eventually got an acknowledgement from Capquest and I'm now waiting but will ignore everything up to a preaction letter as Fatbelly advises. 
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