We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Capquest CCA Request
jamiegutz
Posts: 16 Forumite
Hi All,
So I sent a CCA request to Capquest back in July this year. The only response I got was an undated/unaddressed letter about a week later returning my fee and saying they will issue a response as soon as possible. Ive had no further response to my request since.
However, last month I got a letter from Capquest notifying me that they are 'now managing my account' for the exact same debt but with a completely different reference number.
Ive not paid them anything for the past 2 months and they have not chased payment at all. However, Im confused as to why they have now writtent to me as a new customer with a completely new reference number for the same debt. It was originally with virgin money and I only ever had one account with them.
Does anyone have any ideas why this would be the case, and/or if this is some kind of DCA shenanigans to get out of issuing the CCA? Should I be chasing up for them to confirm the debt is unenforceable?
Thanks in advance.
J
So I sent a CCA request to Capquest back in July this year. The only response I got was an undated/unaddressed letter about a week later returning my fee and saying they will issue a response as soon as possible. Ive had no further response to my request since.
However, last month I got a letter from Capquest notifying me that they are 'now managing my account' for the exact same debt but with a completely different reference number.
Ive not paid them anything for the past 2 months and they have not chased payment at all. However, Im confused as to why they have now writtent to me as a new customer with a completely new reference number for the same debt. It was originally with virgin money and I only ever had one account with them.
Does anyone have any ideas why this would be the case, and/or if this is some kind of DCA shenanigans to get out of issuing the CCA? Should I be chasing up for them to confirm the debt is unenforceable?
Thanks in advance.
J
0
Comments
-
It sounds like they are messing around and know it's unenforceable.
Ignore everything up to a preaction letter should one ever arrive0 -
I had something similar where I kept getting bounced around between Intrum, Capquest and Resolvecall with each of them saying I would need to contact one of others about the CCA (a deliberate attempt to frustrate the process of getting it I'm sure). I eventually got an acknowledgement from Capquest and I'm now waiting but will ignore everything up to a preaction letter as Fatbelly advises.1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.5K Banking & Borrowing
- 254.1K Reduce Debt & Boost Income
- 455K Spending & Discounts
- 246.6K Work, Benefits & Business
- 602.9K Mortgages, Homes & Bills
- 178K Life & Family
- 260.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards