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Pensioner needs help with Lowell and PRA group

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  • Thanks fatbelly.

    I think it was summer 2018. Which might also fit with the Overdales letter this summer, I wonder now if what prompted that letter was the 6 years coming to an end and maybe they thought to send it as a last ditch attempt? But I am only surmising here, though it also seems odd that Lowell should choose to do that for the Tesco account (which was the one having the £1 payments) and not the NatWest one which they also hold.

    I could wait till summer 2025 to be on the safe side, as I know for a fact I wasnt paying postal orders in 2019.
    “All shall be well, and all shall be well and all manner of thing shall be well.”




  • sourcrates
    sourcrates Posts: 31,602 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    I would give it as long as you can to make certain of your position, the worst thing you can do is acknowledge the debt and discover its still within limitation.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • Thank you sourcrates. Yes that makes sense, I was concerned about inadvertently reactivating things
    “All shall be well, and all shall be well and all manner of thing shall be well.”




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