We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
SECCI the same as a CCA
ant3b999
Posts: 1 Newbie
Hi ,
long story short ive asked for the cca from lantern and they have sent a secci which I understand is a pre credit agreement (could be wrong) should I reply and ask for the CCA.
any help would be greatly appreciated.
long story short ive asked for the cca from lantern and they have sent a secci which I understand is a pre credit agreement (could be wrong) should I reply and ask for the CCA.
any help would be greatly appreciated.
0
Comments
-
If you've made a formal request under s77-79 CCA, then it is only complied with when they send the original or a reconstructed consumer credit application.
Until then it remains unenforceable.
If their next communication to you is to ask for money, you can reply and explain why you will not be paying - that you have enforceable debts and these take priority over unenforceable ones2
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.6K Banking & Borrowing
- 253.8K Reduce Debt & Boost Income
- 454.5K Spending & Discounts
- 245.6K Work, Benefits & Business
- 601.6K Mortgages, Homes & Bills
- 177.7K Life & Family
- 259.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards