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Joint mortgage shortfall ex won't pay
Comments
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The bad credit is with my partner and their ex together. I have a mortgage now but I would like my partner to come onto this.silvercar said:If all the bad credit is assigned to your ex, the current home you are selling is your alone, then why not buy in your name alone? Do you have sufficient income to obtain the mortgage alone?0 -
If you could get the mortgage on your own for now, you could consider making the ownership and mortgage joint at some point in the future when the financial ties with the ex are separated. You could always draw up a private agreement that your new house is jointly owned, but it would be a way of allowing you to move.Family_minded1990 said:
The bad credit is with my partner and their ex together. I have a mortgage now but I would like my partner to come onto this.silvercar said:If all the bad credit is assigned to your ex, the current home you are selling is your alone, then why not buy in your name alone? Do you have sufficient income to obtain the mortgage alone?I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.1 -
Thank you I appreciate your advice0
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