Joint mortgage shortfall ex won't pay

Family_minded1990

silvercar said:

If all the bad credit is assigned to your ex, the current home you are selling is your alone, then why not buy in your name alone? Do you have sufficient income to obtain the mortgage alone?

The bad credit is with my partner and their ex together. I have a mortgage now but I would like my partner to come onto this.

silvercar

Family_minded1990 said:

silvercar said:

If all the bad credit is assigned to your ex, the current home you are selling is your alone, then why not buy in your name alone? Do you have sufficient income to obtain the mortgage alone?

The bad credit is with my partner and their ex together. I have a mortgage now but I would like my partner to come onto this.

If you could get the mortgage on your own for now, you could consider making the ownership and mortgage joint at some point in the future when the financial ties with the ex are separated. You could always draw up a private agreement that your new house is jointly owned, but it would be a way of allowing you to move.

Family_minded1990

Thank you I appreciate your advice