Barclays Rate Switch examples

rtidrtid

Hi all

I am planning a barclays rate switch in a few months. I'd welcome anyone experience with this. I can see that they don't do a income or affordability check, would they just also take a desktop valuation in that case?

My property has been extended so has more value than when we first had the mortgage, but I wonder if the rate switch allows to pick different LTVs too

Thanks in advance

Hoenir

Lender decides the LTV unfortunately.