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Mortgage enquiry dual citizenship with different name
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Wcchui
Posts: 1 Newbie
Hello, I am in the process of mortgage application. However, as i have duel citizenship with different given name. My mortgage advisor said he needs to check it first. I have all the legal documents with my names. Anyone knows whether my application will be turned down? I am so worried these days. Thanks a lot!
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As long as you have the documents that connect the dots you should be fine on the ID side. So if you were Roberta Smith in the US and have now married and all your documents show you as Bobbi Jones there should be links. I've never been a UK citizen but lived here a long time and haven't had problems getting a mortgage, granted I'm not had a change of name.
More important will be what is shown on your credit history. There may be a link between the 2 names on that but nationality wouldn't show. As long as things are good in your current name and going back a few years, and your registered to vote and all those regular things then hopefully it will all be smooth sailing.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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