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My Debt Diary!

2

Comments

  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    you should start your on lemon tree. why cant you face it?
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    because my life is sooooooooo boring and i've never written a diary, never trusted that others wouldn't read it. But then again that's what the aim is on here so i'd end up being so confused! lol
    Hope things are improving for you of late
  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    Thankyou..hey mines boring too lol
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • Jacks_xxx
    Jacks_xxx Posts: 3,874 Forumite
    Hiya sweetie pie, :hello:

    Apologies if this has been said many times already but your benefits don't seem "enough" to me although I am by no means an expert on what you "should" be getting so I may be talking out of my bottom. :o :eek: :D

    Have you checked out your entitlements at

    http://www.entitledto.co.uk/

    and have you spoken to CCCS about your options? Filling all your info into CCCS's Debt Remedy can be a good starting point.

    https://www.cccs.co.uk/debtremedy/(ayhehlvinbbqi0ifu3ud3t55)/Start.aspx?hp=1

    Love Jacks xxx :D
    Not everything that can be counted counts, and not everything that counts can be counted. Einstein
  • Frugaldom
    Frugaldom Posts: 7,146 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    mumzyof2 wrote: »
    nyk now looking at my soa do you think i would be able to do the live off 4k a year??? or even 5k

    I got your posts in the 4k challenge and have added your details there. I know you haven't started paying your rent monthly yet, but have you any ideas how much rent rebate & council tax rebate you'll receive as the £575 isn't the amount you will actually pay. If this isn't something you are entitled to then is OH paying the rent & council tax? Sorry to be nosy but it's best to start off afresh for the new year and know exactly what you are facing :)

    Back again.... just spotted it now, sorry LOL
    I reserve the right not to spend.
    The less I spend, the more I can afford.

    Frugal living challenge - living on little in 2025 while frugalling towards retirement.
  • Mollymop5
    Mollymop5 Posts: 2,095 Forumite
    Hi Mumzy.I have trouble enough sorting my own debts ect xo can't really offer my advice.I just wanted to say well done and offer my support :)
    lost my way but now I'm back ! roll on 2013
    spc member 72

  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    we will get £370 towards out rent..leaving me to find £205 a month to put towards rent. We dont have to pay council tax.
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    thanks molly tell everyone on sealed pot il be there as soon as i can as im sorting this out lmao if u go on there thanks xxx
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    Hello Iam back after working out everything for my live on £4000 a year challenge. I will be trying to live off £30 a week and anything left after min payments have been made on debts and bills have been paid..i will be chucking the remaining money at a debt. :) dead excited over this challenge cant wait!
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • silkglade
    silkglade Posts: 559 Forumite
    Hi hun

    Well done on making the decision to start your own diary... they are so useful to look back on - I love going over the past posts on mine, looking for the insperation i need sometimes.

    I have a quick question if I may..

    How much do you pay for your actual line rental, internet and tv package??
This discussion has been closed.
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