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Okay thankyou that makes sense, does the loan work lile that too?0
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I don't know drafty but other loans do.If you've have not made a mistake, you've made nothing0
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Loans/credit cards, the collection/default process is identical.
The only issues that can arise is if you have borrowing from a credit union, there debt collection policies vary by town/city and they can get legal quite quickly, who is the lender for your loan?I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
The loan is with updraft0
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