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Responding to creditor

Freddys_Flat
Posts: 12 Forumite


This might sound odd to ask but when a creditor writes off a debt is it more acceptable to quietly accept with thanks or to actually reply to them. Not been in a good place so was stressing what to do
Official DFW Nerd #1283
LBM: 17/12/09
LBM 2: 20/8/24
LBM 3: 19/8/25
LBM: 17/12/09
LBM 2: 20/8/24
LBM 3: 19/8/25
SAVINGS
Emergency Fund £0/£1000
Emergency Fund £0/£1000
DEBT
Priority Debt £1785.16 now £1354.84 (26.1% paid off)
Secured Loan £14,417.95 now £13913.95 (3.49% paid off)
Unsecured Debt £34,815.65 now
Priority Debt £1785.16 now £1354.84 (26.1% paid off)
Secured Loan £14,417.95 now £13913.95 (3.49% paid off)
Unsecured Debt £34,815.65 now
Total debt £ now £ (% paid off)
Debt Free Target Date: August 2032
Debt Free Target Date: August 2032
0
Comments
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Don't bother replying just take the win, they'll not notice or care whichever you do. Try to move on and forget it."You've been reading SOS when it's just your clock reading 5:05 "2
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Agreed, its a commercial decision which in some ways will also benefit them, they write off loans against tax etc, so no need to acknowledge it, be grateful and carry on.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1
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In corporate entities people are simply doing the job they are paid to do. There's no sentiment involved.1
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