Using Argos card whilst applying for mortgage

Dan_aw

Hi guys, 

I am currently in the process of buying my first home, and I'm on the edge of completion. I currently have an Argos store card with no current balance on it. Would it have any negative affect on me completing on my purchase if I added a purchase onto the card through the pay no interest for however many months?

Thanks 

MWT

Possibly, yes, as that would be a new credit agreement.

Not worth the risk, just wait until after completion.

WillPS

MWT said:

Possibly, yes, as that would be a new credit agreement.

Not worth the risk, just wait until after completion.

OP already has the card, so it wouldn't be a new credit agreement.

MWT

WillPS said:

MWT said:

Possibly, yes, as that would be a new credit agreement.

Not worth the risk, just wait until after completion.

OP already has the card, so it wouldn't be a new credit agreement.

This isn't a simple credit card though, it gives access to flexible credit plans so with nothing on the card right now there is the potential for a new plan to appear as a new credit agreement.

Either way, the advice remains the same, wait until after completion to be safe.