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Car NCD's

I have changed insurers annually. Last year went with the AA and put no claims for 9+ years.
Renewal time and I'm changing insurers. 
Just been reminded I may have made a claim 5 years ago. I have no paperwork and no idea who was the insurer.
How do I check previous claims if don't know the insurers. 
I know there is MIB website but that's unhelpful for non companies.
Would the AA definitely checked my 9 years last year and I should take that as gospel or am I right in being cautious if I can't prove the 9 years ?

Comments

  • DullGreyGuy
    DullGreyGuy Posts: 18,613 Forumite
    10,000 Posts Second Anniversary Name Dropper
    edited 12 September 2024 at 2:47PM
    I have changed insurers annually. Last year went with the AA and put no claims for 9+ years.
    Renewal time and I'm changing insurers. 
    Just been reminded I may have made a claim 5 years ago. I have no paperwork and no idea who was the insurer.
    How do I check previous claims if don't know the insurers. 
    I know there is MIB website but that's unhelpful for non companies.
    Would the AA definitely checked my 9 years last year and I should take that as gospel or am I right in being cautious if I can't prove the 9 years ?
    What did your renewal notice last year state?

    You can do a DSAR request to CUE, which is managed by the MIB too, which is the main counter fraud db and MID. Insurers basically get the same view of the MID as you do if you use the paid search. Its the police and MIB themselves that have more search options on MID. 

    No, its not possible to say the AA would definitely check and even if they did do checks there are a variety of levels/methods that can be used and "errors" may show up on some and not others. 
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