Settling credit card debt

WordsworthsWords

Hi Sourcrates, wow I didn't expect a reply like yours.  That is a comfort, thank you for your detailed response.  

Brie

Also to offer to pay even a small portion is to acknowledge that you owe something which, as I understand it, resets the clock so the date for being statute barred would be 6 years from that acknowledgement rather than the 4 years currently.

WordsworthsWords

Thanks Brie, just one last thing - do you think it a risk to buy a house in my new country, before those debts are statute barred?

sourcrates

WordsworthsWords said:

Thanks Brie, just one last thing - do you think it a risk to buy a house in my new country, before those debts are statute barred?

No risk above the norm, one issue has no bearing on the other, what happens in Vegas, stays in Vegas.

WordsworthsWords

Thanks again for all your advice.  Family members were saying that my creditors could take a charge out against any house I might buy here, if they found out.  

RAS

In order to take action in a legal jurisdiction (UK), they need an address and assets in that legal jurisdiction. They can get a CCJ in the UK if they lie and use your old address. They can't get a UK Court to enforce that outside the UK, and you can get that set aside at a cost.

It appears nothing we say will ease your angst, spend a few euros on an opinion from a lawyer in your current jurisdiction.
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WordsworthsWords

Oh thanks guys, that was just the final bit of angst assuaged!   You've been so kind with your time and expertise.  Keep up the good work.