Applying for two personal loans in quick succession

Ralph_1905

Hi there. Advice needed please. I recently applied for a personal loan from my bank. I foolishly included in my monthly salary figure a portion of income that I get from self employed income which is outside my PAYE income. They came back to me asking to evidence this for the last 3 months. As I'm not able to do this in a way which will satisfy the bank's evidence criteria, I've withdrawn this application. Now I plan to reapply with just my PAYE income which can easily be evidenced with payslips.

My question is: Will these two applications so close together for a personal loan from the same bank badly damage my credit score?

Any advice gratefully received. Thanks.

Hoenir

Application data is verified with a check at National Hunter. Recent previous applications being logged. 

https://nhunter.co.uk/

Nasqueron

Don't worry about your fake credit score

I would talk to the bank before applying and explain the situation just in case, better that than a fraud marker

If you are self employed and earning legitimately / declaring tax / filing accounts, why were you unable to provide evidence of this?

Ralph_1905

Nasqueron said:

Don't worry about your fake credit score

I would talk to the bank before applying and explain the situation just in case, better that than a fraud marker

If you are self employed and earning legitimately / declaring tax / filing accounts, why were you unable to provide evidence of this?

Because I haven’t done a self assessment tax return for the most recent period, 3 months up until the day I applied for the loan. I can evidence self employed income from previous tax years, but not this most recent period.