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Financial Order - D81

I am just skimming through the D81 form and need some advice about declaring savings and debt.

We have filed for divorce (not yet final) ... we have both agreed to split everything 50/50, I am guessing the final decision will be made by the courts whether or not that is fair when they look at the D81 form and both our circumstances, pensions etc.

I have £3000 in my current account as I have been sensible with my money (this was built after we split up) At what point does my money become 'savings' for me to declare and not just my day to day living funds?

Also, I have been paying off credit cards in my name, but she has been booking holidays on the cards in her name. Will personal credit cards be factored in? and how is that fair that I am paying mine off and she is adding to hers?
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