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Talking to the bank about mortgage
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If you need to renegotiate the rate, can you bring the payments down by extending the term? I guess it depends on your age and how long you might have left etc.0
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Soa link in my signatureStatement of Affairs (SOA) link: https://www.lemonfool.co.uk/financecalculators/soa.phpFor free, non-judgemental debt advice, try: Stepchange or National Debtline. Beware fee charging companies with similar names.1
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